Mercantile Bank (FRA:MCS) Net Interest Income: €185.9 Mil (TTM As of Jun. 2026)

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FRA:MCS Mercantile Bank Corp FRA:MCS
67 GF Score
Price €51.00
GF Value €41.32
! 7 Warning Signs
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What is Mercantile Bank Net Interest Income?

Mercantile Bank FRA:MCS 67 Net Interest Income is €185.9 Mil as of Jun. 2026. GuruFocus rates FRA:MCS with a GF Score™ of 67/100 and a GF Value™ of €41.32. The stock has 7 warning signs investors should review.

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors. Mercantile Bank's net interest income for the three months ended in Jun. 2026 was €49.7 Mil. Its net interest income for the trailing twelve months (TTM) ended in Jun. 2026 was €185.9 Mil.

Mercantile Bank Net Interest Income Related Terms

Mercantile Bank Net Interest Income Historical Data

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The historical data trend for Mercantile Bank's Net Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mercantile Bank Net Interest Income Chart

Mercantile Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 109.80 149.38 177.48 182.49 171.69

Mercantile Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.90 44.31 43.57 48.35 49.70
FRA:MCS
67GF Score
Mercantile Bank Corp FRA:MCS
Net Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Mercantile Bank Net Interest Income Calculation

Net interest income is the total interest income minus total interest expense. It represents the difference between interest and dividends earned on interestbearing assets and interest paid to depositors and other creditors.

Net Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €185.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Interest Income →
What does a Net Interest Income of €185.9 Mil mean?
Mercantile Bank (FRA:MCS) has a Net Interest Income of €185.9 Mil as of Jun. 2026.
Is Mercantile Bank's Net Interest Income too high?
Mercantile Bank's current Net Interest Income is €185.9 Mil. Overall, Mercantile Bank has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Mercantile Bank's Net Interest Income compare to SBSI and BFST?
Mercantile Bank's Net Interest Income of €185.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Income for a Banks company?
A good Net Interest Income depends on the Banks industry context. However, Net Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Income mean?
A high Net Interest Income can signal that a stock is expensive relative to its fundamentals. Mercantile Bank's current Net Interest Income is €185.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mercantile Bank stock overvalued right now?
Mercantile Bank (FRA:MCS) has a current Net Interest Income of €185.9 Mil. The stock's GF Value™ is €41.32, compared to a current price of €51.00 — trading 23.4% above its estimated fair value. The current Net Interest Income is €185.9 Mil. Mercantile Bank's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Income calculated?
Net Interest Income is calculated from a company's financial statements. For Mercantile Bank (FRA:MCS), the current Net Interest Income is €185.9 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mercantile Bank (FRA:MCS) Overvalued in 2026?

Based on GuruFocus' analysis, Mercantile Bank stock appears to be overvalued. The current stock price of €51.00 is trading 23.4% above its estimated GF Value™ of €41.32.

Key valuation signals for FRA:MCS:

  • Net Interest Income: €185.9 Mil
  • GF Value™: €41.32 vs. price of €51.00 (23.4% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the FRA:MCS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mercantile Bank Business Description

Other Exchanges MBWM:USA
Address 310 Leonard Street NW, Grand Rapids, MI, USA, 49504
Mercantile Bank Corp operates as a bank holding company. It offers various commercial banking services to individuals, businesses, governmental units, and other institutions. These services include deposit products such as checking, savings, and term certificate accounts and lending products such as commercial, residential mortgage, and installment loans. The company generates revenue from interest and dividends earned on loans, securities, and other financial instruments.
67GF Score

Get the complete analysis for FRA:MCS

Net Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€51.00
Price
€41.32
GF Value