Elanor Investors Group (ASX:ENN) Net Interest Margin (Bank Only) %: -203.24% (As of Dec. 2025)


What is Elanor Investors Group Net Interest Margin (Bank Only) %?

Elanor Investors Group ASX:ENN +1.67% Net Interest Margin (Bank Only) % is -203.24% as of Dec. 2025. The stock has 3 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Elanor Investors Group's annualized Net Interest Income (for Banks) for the quarter that ended in Dec. 2025 was A$-41.0 Mil. Elanor Investors Group's average earning assets for the quarter that ended in Dec. 2025 was A$20.2 Mil. Therefore, Elanor Investors Group's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 was -203.24%.


Elanor Investors Group  (ASX:ENN) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Elanor Investors Group Net Interest Margin (Bank Only) % Related Terms


Elanor Investors Group Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Elanor Investors Group's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Elanor Investors Group Net Interest Margin (Bank Only) % Chart

Elanor Investors Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -148.54 -427.35 -634.80 -191.37 -125.48

Elanor Investors Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -558.16 -227.99 -116.41 -250.96 -203.24

ASX:ENN vs BLK, BX, KKR: Net Interest Margin (Bank Only) % Comparison

For the Asset Management subindustry, Elanor Investors Group's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Elanor Investors Group Net Interest Margin (Bank Only) % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Elanor Investors Group's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Elanor Investors Group's Net Interest Margin (Bank Only) % falls into.



Elanor Investors Group Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Elanor Investors Group's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Jun. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Jun. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Jun. 2024 ) + Earning Assets (A: Jun. 2025 ))/ count )
=-39.016/( (31.094 + 31.094)/ 2 )
=-39.016/31.094
=-125.48 %

where

Earning Assets(A: Jun. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 31.094
=31.094

Earning Assets(A: Jun. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 31.094
=31.094

Elanor Investors Group's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Dec. 2025 is calculated as

Net Interest Margin (Bank Only) %(Q: Dec. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2025 ) + Earning Assets (Q: Dec. 2025 ))/ count )
=-40.968/( (31.094 + 9.221)/ 2 )
=-40.968/20.1575
=-203.24 %

where

Earning Assets(Q: Jun. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 31.094
=31.094

Earning Assets(Q: Dec. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 9.221
=9.221

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Dec. 2025) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of -203.24% mean?
Elanor Investors Group (ASX:ENN) has a Net Interest Margin (Bank Only) % of -203.24% as of Dec. 2025. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Elanor Investors Group and its competitors.
Is Elanor Investors Group's Net Interest Margin (Bank Only) % too high?
Elanor Investors Group's current Net Interest Margin (Bank Only) % is -203.24%.
How does Elanor Investors Group's Net Interest Margin (Bank Only) % compare to BLK and BX?
Elanor Investors Group's Net Interest Margin (Bank Only) % of -203.24% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for an Asset Management company?
A good Net Interest Margin (Bank Only) % depends on the Asset Management industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Elanor Investors Group and its competitors. Elanor Investors Group's current Net Interest Margin (Bank Only) % is -203.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elanor Investors Group stock overvalued right now?
Based on GuruFocus' analysis, Elanor Investors Group (ASX:ENN) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.97, compared to a current price of A$0.06 — trading 93.7% below its estimated fair value. The current Net Interest Margin (Bank Only) % is -203.24%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Elanor Investors Group (ASX:ENN), the current Net Interest Margin (Bank Only) % is -203.24% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Elanor Investors Group Business Description

Address 259 George Street, Level 38, Sydney, NSW, AUS, 2000
Elanor Investors Group is engaged in providing investment and fund management services. The company's segments include Funds Management, Hotels, Tourism and Leisure, Retail, Commercial Office, and Healthcare. Its Funds Management division manages third-party-owned investment funds and syndicates. The Hotel, Tourism and Leisure division originates investment and fund management assets. The company generates maximum revenue from the Hotel, Tourism, and Leisure segment.