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NAOS Small Cap Opportunities Co (ASX:NSC) Net Interest Margin (Bank Only) % : -1.29% (As of Jun. 2024)


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What is NAOS Small Cap Opportunities Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. NAOS Small Cap Opportunities Co's annualized Net Interest Income (for Banks) for the quarter that ended in Jun. 2024 was A$-1.56 Mil. NAOS Small Cap Opportunities Co's average earning assets for the quarter that ended in Jun. 2024 was A$120.92 Mil. Therefore, NAOS Small Cap Opportunities Co's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jun. 2024 was -1.29%.


NAOS Small Cap Opportunities Co Net Interest Margin (Bank Only) % Historical Data

The historical data trend for NAOS Small Cap Opportunities Co's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

NAOS Small Cap Opportunities Co Net Interest Margin (Bank Only) % Chart

NAOS Small Cap Opportunities Co Annual Data
Trend Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.34 -0.74 -0.91 -1.06 -1.29

NAOS Small Cap Opportunities Co Semi-Annual Data
Jun05 Jun06 Jun07 Jun08 Jun09 Jun10 Jun11 Jun12 Jun13 Jun14 Jun15 Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.34 -0.74 -0.91 -1.06 -1.29

Competitive Comparison of NAOS Small Cap Opportunities Co's Net Interest Margin (Bank Only) %

For the Asset Management subindustry, NAOS Small Cap Opportunities Co's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NAOS Small Cap Opportunities Co's Net Interest Margin (Bank Only) % Distribution in the Asset Management Industry

For the Asset Management industry and Financial Services sector, NAOS Small Cap Opportunities Co's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where NAOS Small Cap Opportunities Co's Net Interest Margin (Bank Only) % falls into.


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NAOS Small Cap Opportunities Co Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

NAOS Small Cap Opportunities Co's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Jun. 2024 is calculated as

Net Interest Margin (Bank Only) %(A: Jun. 2024 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Jun. 2023 ) + Earning Assets (A: Jun. 2024 ))/ count )
=-1.556/( (142.305 + 99.539)/ 2 )
=-1.556/120.922
=-1.29 %

where

Earning Assets(A: Jun. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 142.305
=142.305

Earning Assets(A: Jun. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 99.539
=99.539

NAOS Small Cap Opportunities Co's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jun. 2024 is calculated as

Net Interest Margin (Bank Only) %(Q: Jun. 2024 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jun. 2023 ) + Earning Assets (Q: Jun. 2024 ))/ count )
=-1.556/( (142.305 + 99.539)/ 2 )
=-1.556/120.922
=-1.29 %

where

Earning Assets(Q: Jun. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 142.305
=142.305

Earning Assets(Q: Jun. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 99.539
=99.539

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is one times the annual (Jun. 2024) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


NAOS Small Cap Opportunities Co  (ASX:NSC) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


NAOS Small Cap Opportunities Co Net Interest Margin (Bank Only) % Related Terms

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NAOS Small Cap Opportunities Co Business Description

Traded in Other Exchanges
N/A
Address
25 Martin Place, Level 34, Sydney, NSW, AUS, 2000
NAOS Small Cap Opportunities Co Ltd is an investment company. The company invests in a concentrated portfolio of small-cap Australian listed equities that are outside the S&P/ASX100 Accumulation Index. The Company invests mainly in a concentrated portfolio of listed equities with the objective of providing investors with a long-term, concentrated exposure to Australian emerging companies It operates predominantly in Australia and one industry being the securities industry. The company derives revenue from dividend income, interest income and income from the investment portfolio.