Trip.com Group (BSP:CRIP34) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:CRIP34 Trip.com Group Ltd BSP:CRIP34
81 GF Score
Price R$217.14
GF Value R$384.20
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Trip.com Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:CRIP34
81GF Score
Trip.com Group Ltd BSP:CRIP34
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Trip.com Group (BSP:CRIP34) Overvalued in 2026?

Based on GuruFocus' analysis, Trip.com Group stock appears to be undervalued. The current stock price of R$217.14 is trading 43.5% below its estimated GF Value™ of R$384.20. GuruFocus considers Trip.com Group to be Significantly Undervalued.

Key valuation signals for BSP:CRIP34:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$384.20 vs. price of R$217.14 (43.5% below fair value)
  • GF Score™: 81/100 with 2 warning signs

No single metric tells the full story. See the BSP:CRIP34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trip.com Group Business Description

Address 30 Raffles Place, No. 29-01, Shanghai, SGP, 048622
Trip.com is the largest online travel agent in China and is positioned to benefit from the country's rising demand for higher-margin outbound travel as passport penetration is only 12% in China. The company generated about 79% of sales from accommodation reservations and transportation ticketing in 2024. The rest of revenue comes from package tours and corporate travel. Before the pandemic in 2019, the company generated 25% of revenue from international travel, which is important to its margin expansion. Most of sales come from its domestic platform, but the company is expanding its overseas business. The competes in a crowded OTA industry in China, including Meituan, Alibaba-backed Fliggy, Tongcheng, and Qunar. The company was founded in 1999 and listed on the Nasdaq in December 2003.
81GF Score

Get the complete analysis for BSP:CRIP34

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$217.14
Price
R$384.20
GF Value