Paycom Software (BSP:P1YC34) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:P1YC34 Paycom Software Inc BSP:P1YC34
93 GF Score
Price R$24.80
GF Value R$42.45
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Paycom Software Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:P1YC34
93GF Score
Paycom Software Inc BSP:P1YC34
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Paycom Software (BSP:P1YC34) Overvalued in 2026?

Based on GuruFocus' analysis, Paycom Software stock appears to be undervalued. The current stock price of R$24.80 is trading 41.6% below its estimated GF Value™ of R$42.45. GuruFocus considers Paycom Software to be Significantly Undervalued.

Key valuation signals for BSP:P1YC34:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$42.45 vs. price of R$24.80 (41.6% below fair value)
  • GF Score™: 93/100 with 3 warning signs

No single metric tells the full story. See the BSP:P1YC34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paycom Software Business Description

Address 7501 W. Memorial Road, Oklahoma, OK, USA, 73142
Founded in 1998, Paycom is a human capital management software-as-a-service provider addressing customer requirements surrounding payroll, talent acquisition, talent management, HR management, as well as time and labor. The company services businesses of all sizes within the United States and internationally. The company primarily generates revenue through the sale of subscriptions providing access to its HCM platform. To a lesser extent, the company also generates revenue from implementation services provided to customers as well as interest income generated from customer funds. As of fiscal 2024, the company serviced slightly over 37,500 customers and stored data on over 7 million employees.
93GF Score

Get the complete analysis for BSP:P1YC34

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$24.80
Price
R$42.45
GF Value