RingCentral (BSP:R2NG34) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:R2NG34 RingCentral Inc BSP:R2NG34
72 GF Score
Price R$8.31
GF Value R$7.64
! 6 Warning Signs
View Full Analysis

What is RingCentral Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:R2NG34
72GF Score
RingCentral Inc BSP:R2NG34
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is RingCentral (BSP:R2NG34) Overvalued in 2026?

Based on GuruFocus' analysis, RingCentral stock appears to be overvalued. The current stock price of R$8.31 is trading 8.8% above its estimated GF Value™ of R$7.64.

Key valuation signals for BSP:R2NG34:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$7.64 vs. price of R$8.31 (8.8% above fair value)
  • GF Score™: 72/100 with 6 warning signs

No single metric tells the full story. See the BSP:R2NG34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


RingCentral Business Description

Address 20 Davis Drive, Belmont, CA, USA, 94002
RingCentral is a unified communications as a service, or UCaaS, provider. Its software helps users communicate and collaborate via voice, video, and messaging across all device types and all from one platform. RingCentral helps customers modernize and move from legacy on-premises systems to modern, cloud-based systems. Beyond its core RingCentral MVP solution, RingCentral also offers a cloud-based contact center solution, a stand-alone video meetings solution, and webinars.
72GF Score

Get the complete analysis for BSP:R2NG34

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$8.31
Price
R$7.64
GF Value