Business Description
ISIN : US0900431000
Share Class Description:
BILL: Ordinary SharesTotal Employee Number:
2,364Financial Strength
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.03 | |||||
Equity-to-Asset | 0.35 | |||||
Debt-to-Equity | 0.53 | |||||
Debt-to-EBITDA | 14.97 | |||||
Interest Coverage | 0.9 | |||||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | 0.61 | |||||
Beneish M-Score | -2.52 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 18.3 | |||||
3-Year EPS without NRI Growth Rate | -35.8 | |||||
3-Year FCF Growth Rate | 34 | |||||
3-Year Book Growth Rate | -2.6 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 22.47 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 11.2 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 60.69 | |||||
9-Day RSI | 57.32 | |||||
14-Day RSI | 58.16 | |||||
3-1 Month Momentum % | 29.39 | |||||
6-1 Month Momentum % | 0.88 | |||||
12-1 Month Momentum % | 7.85 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.51 | |||||
Quick Ratio | 1.51 | |||||
Cash Ratio | 0.39 | |||||
Days Sales Outstanding | 7.45 | |||||
Days Payable | 10.45 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 2.2 | |||||
Shareholder Yield % | 4.94 |
Profitability Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 80.93 | |||||
Operating Margin % | 1.06 | |||||
Net Margin % | -0.68 | |||||
EBITDA Margin % | 7.61 | |||||
FCF Margin % | 21.45 | |||||
OCF Margin % | 25.15 | |||||
ROE % | -0.3 | |||||
ROA % | -0.11 | |||||
ROIC % | 0.23 | |||||
3-Year ROIIC % | 28.19 | |||||
ROC (Joel Greenblatt) % | 5.08 | |||||
ROCE % | 0.17 | |||||
Years of Profitability over Past 10-Year | 1 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 13.5 | |||||
PE Ratio without NRI | 20.29 | |||||
Price-to-Owner-Earnings | 38.94 | |||||
PS Ratio | 3.14 | |||||
PB Ratio | 1.41 | |||||
Price-to-Tangible-Book | 5.12 | |||||
Price-to-Free-Cash-Flow | 14.5 | |||||
Price-to-Operating-Cash-Flow | 12.35 | |||||
EV-to-EBIT | 529.12 | |||||
EV-to-Forward-EBIT | 11.36 | |||||
EV-to-EBITDA | 39.12 | |||||
EV-to-Forward-EBITDA | 13.21 | |||||
EV-to-Revenue | 2.98 | |||||
EV-to-Forward-Revenue | 2.59 | |||||
EV-to-FCF | 13.88 | |||||
Price-to-GF-Value | 0.73 | |||||
Price-to-Projected-FCF | 0.93 | |||||
Price-to-Graham-Number | 2.15 | |||||
| Price-to-Net-Current-Asset-Value | 6.65 | |||||
Earnings Yield (Greenblatt) % | 0.19 | |||||
FCF Yield % | 7.13 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Annualized Return % Â
Total Annual Return % Â
BILL Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,653.161 | ||
| EPS (TTM) ($) | -0.13 | ||
| Beta | 0.8389 | ||
| 3-Year Sharpe Ratio | -0.37 | ||
| 3-Year Sortino Ratio | -0.52 | ||
| Volatility % | 42.26 | ||
| 14-Day RSI | 58.16 | ||
| 14-Day ATR ($) | 2.160745 | ||
| 20-Day SMA ($) | 48.3105 | ||
| 12-1 Month Momentum % | 7.85 | ||
| 52-Week Range ($) | 31.41 - 57.21 | ||
| Shares Outstanding (Mil) | 99.6 |
Piotroski F-Score Details
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
BILL Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
BILL Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2027 | 2027-02-05 13:30 | In 162 days | ||
| Second quarter earnings results for 2027 | 2027-02-05 | In 161 days | ||
| General meeting for 2026 | 2026-12-11 09:00 | In 106 days | ||
| First quarter earnings conference call for 2027 | 2026-11-06 13:30 | In 71 days | ||
| First quarter earnings results for 2027 | 2026-11-06 | In 70 days | ||
| Annual report for 2026 | 2026-08-20 | 47.71 (-2.51%) | ||
| Fourth quarter earnings conference call for 2026 | 2026-08-19 13:30 | 49.17 (+0.59%) | ||
| Fourth quarter earnings results for 2026 | 2026-08-19 | 49.17 (+0.59%) | ||
| BofA Securities Global Technology Conference | 2026-06-03 08:40 | 38.47 (+0.18%) | ||
| J.P. Morgan Global Technology, Media and Communications Conference | 2026-05-19 11:15 | 38.52 (-2.87%) |
BILL Holdings Inc Frequently Asked Questions
Guru Commentaries on NYSE:BILL
BILL Holdings detracted as persistent investor worries over generative AI disruption impacted shares. We exited the position during the quarter. This decision reflects our focus on investing in best-in-class companies with large addressable markets and innovative technologies while reducing our exposure to companies where competitive dynamics or customer spending patterns may be structurally challenged.
BILL Holdings is a financial operations platform for small and midsize businesses (SMBs) that has shown significant revenue growth, increasing from $158 million to $1.46 billion between 2020 and 2025. Despite this growth, the company has struggled with profitability, never generating positive operating income. However, with the involvement of activist investor Starboard, who aims to improve operating margins and align growth with profitability, there is potential for BILL to achieve a sustainable business model. The company could target a Rule of 40 by rationalizing SG&A and R&D expenses, which would lead to positive EBIT and a re-rating of its valuation. Additionally, the integration of AI into its platform and potential market expansion could further enhance its growth prospects.
We re-initiated a position in BILL Holdings, which operates an innovative SMB-focused payments automation platform (Bill.com). We see significant growth potential ahead resulting from its ability to further penetrate the market for small-to medium-sized businesses.
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