Wise Group (CHIX:WISEL) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:WISEL Wise Group PLC CHIX:WISEL
91 GF Score
Price £9.47
GF Value £12.82
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Wise Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

CHIX:WISEL
91GF Score
Wise Group PLC CHIX:WISEL
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Wise Group (CHIX:WISEL) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Group stock appears to be undervalued. The current stock price of £9.47 is trading 26.1% below its estimated GF Value™ of £12.82. GuruFocus considers Wise Group to be Modestly Undervalued.

Key valuation signals for CHIX:WISEL:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: £12.82 vs. price of £9.47 (26.1% below fair value)
  • GF Score™: 91/100 with 4 warning signs

No single metric tells the full story. See the CHIX:WISEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wise Group Business Description

Other Exchanges WSE:USAWISE:UKZ4Z:Germany
Address 65 Clifton Street, 1st Floor Worship Square, London, GBR, EC2A 4JE
Wise is a currency conversion platform that matches, where possible, offsetting currency transactions across borders to reduce costs. The group focuses primarily on private clients and small and midsize enterprises, but it is building out its platform business aimed at providing its services as a backend solution to banks. By operating local accounts in each jurisdiction Wise sends money to or receives money from, this fintech offers faster and cheaper currency transfer services than incumbents (banks). Wise has started to broaden its product offering, issuing its clients debit cards and allowing customers to invest funds in various asset management products.
91GF Score

Get the complete analysis for CHIX:WISEL

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£9.47
Price
£12.82
GF Value