SoftBank (FRA:3AG1) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:3AG1 SoftBank Corp FRA:3AG1
75 GF Score
Price €1.29
GF Value €1.23
Valuation Fairly Valued
! 9 Warning Signs
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What is SoftBank Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:3AG1
75GF Score
SoftBank Corp FRA:3AG1
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SoftBank (FRA:3AG1) Overvalued in 2026?

Based on GuruFocus' analysis, SoftBank stock appears to be overvalued. The current stock price of €1.29 is trading 4.6% above its estimated GF Value™ of €1.23. GuruFocus considers SoftBank to be Fairly Valued.

Key valuation signals for FRA:3AG1:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €1.23 vs. price of €1.29 (4.6% above fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the FRA:3AG1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SoftBank Business Description

Address 1-7-1 Kaigan, Minato-ku, Tokyo, JPN, 105-7529
SoftBank is an established, telecommunications services provider in Japan owning a mobile network with around 50 million mobile customers and 24% market share. It also provides some fixed line services, which are mostly resold so are low margin. The company also owns 32.4% of LY Corp, and SoftBank and LY Corp each own 32% of PayPay so SoftBank consolidates PayPay. SoftBank Group sold 33.5% of SoftBank Corp in an IPO in 2018 and has since sold down further to a 40% holding.
75GF Score

Get the complete analysis for FRA:3AG1

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.29
Price
€1.23
GF Value