BJ's Wholesale Club Holdings (FRA:8BJ) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:8BJ BJ's Wholesale Club Holdings Inc FRA:8BJ
86 GF Score
Price €81.00
GF Value €84.60
Valuation Fairly Valued
! 1 Warning Sign
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What is BJ's Wholesale Club Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:8BJ
86GF Score
BJ's Wholesale Club Holdings Inc FRA:8BJ
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BJ's Wholesale Club Holdings (FRA:8BJ) Overvalued in 2026?

Based on GuruFocus' analysis, BJ's Wholesale Club Holdings stock appears to be undervalued. The current stock price of €81.00 is trading 4.3% below its estimated GF Value™ of €84.60. GuruFocus considers BJ's Wholesale Club Holdings to be Fairly Valued.

Key valuation signals for FRA:8BJ:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €84.60 vs. price of €81.00 (4.3% below fair value)
  • GF Score™: 86/100 with 1 warning sign

No single metric tells the full story. See the FRA:8BJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BJ's Wholesale Club Holdings Business Description

Other Exchanges BJ:USA
Address 350 Campus Drive, Marlborough, MA, USA, 01752
BJ's Wholesale Club, founded in 1984, operates a membership-based warehouse club model primarily along the US East Coast, with roughly 260 clubs and a growing domestic presence across 21 states. In fiscal 2025, the company generated over $21 billion in revenue. BJ's offers a value-oriented assortment skewed toward grocery, perishables, and consumables (72% of sales), general merchandise (11%), and gasoline (17%). Its business model is supported by recurring membership fee income and private-label brands such as Wellsley Farms and Berkley Jensen.
86GF Score

Get the complete analysis for FRA:8BJ

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€81.00
Price
€84.60
GF Value