Serviceware SE (FRA:SJJ) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:SJJ Serviceware SE FRA:SJJ
73 GF Score
Price €12.65
GF Value €15.24
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Serviceware SE Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:SJJ
73GF Score
Serviceware SE FRA:SJJ
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Serviceware SE (FRA:SJJ) Overvalued in 2026?

Based on GuruFocus' analysis, Serviceware SE stock appears to be undervalued. The current stock price of €12.65 is trading 17% below its estimated GF Value™ of €15.24. GuruFocus considers Serviceware SE to be Modestly Undervalued.

Key valuation signals for FRA:SJJ:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €15.24 vs. price of €12.65 (17% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the FRA:SJJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Serviceware SE Business Description

Other Exchanges SJJ:GermanySJJ:Austria
Address Serviceware - Kreisel 1, Idstein, HE, DEU, 65510
Serviceware SE is a provider of software solutions that help companies compete digitally with Enterprise Service Management (ESM) by improving service quality and efficiently managing service costs. The company's platform which includes software solutions for financial, processes, resources, knowledge, and performance. In addition, the company offers the infrastructure solutions and managed services necessary for operations securely and reliably.
73GF Score

Get the complete analysis for FRA:SJJ

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.65
Price
€15.24
GF Value