Serviceware SE (FRA:SJJ) Return-on-Tangible-Equity: -3.50% (As of Feb. 2026)

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FRA:SJJ Serviceware SE FRA:SJJ
73 GF Score
Price €14.30
GF Value €15.24
Valuation Fairly Valued
! 2 Warning Signs
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What is Serviceware SE Return-on-Tangible-Equity?

Serviceware SE FRA:SJJ +2.88% 73 Return-on-Tangible-Equity is -3.50% as of Feb. 2026. GuruFocus rates FRA:SJJ with a GF Score™ of 73/100 and a GF Value™ of €15.24 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,481 Software companies, Serviceware SE ranks worse than 57.19% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Serviceware SE's annualized net income for the quarter that ended in Feb. 2026 was €-1.2 Mil. Serviceware SE's average shareholder tangible equity for the quarter that ended in Feb. 2026 was €33.6 Mil. Therefore, Serviceware SE's annualized Return-on-Tangible-Equity for the quarter that ended in Feb. 2026 was -3.50%.

The historical rank and industry rank for Serviceware SE's Return-on-Tangible-Equity or its related term are showing as below:

FRA:SJJ' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -19.38   Med: -4.32   Max: 837.97
Current: 5.35

During the past 11 years, Serviceware SE's highest Return-on-Tangible-Equity was 837.97%. The lowest was -19.38%. And the median was -4.32%.

FRA:SJJ's Return-on-Tangible-Equity is ranked worse than
57.19% of 2481 companies
in the Software industry
Industry Median: 8.86 vs FRA:SJJ: 5.35

Serviceware SE  (FRA:SJJ) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Serviceware SE Return-on-Tangible-Equity Related Terms


Serviceware SE Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Serviceware SE's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Serviceware SE Return-on-Tangible-Equity Chart

Serviceware SE Annual Data
Trend Nov16 Nov17 Nov18 Nov19 Nov20 Nov21 Nov22 Nov23 Nov24 Nov25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only -8.94 -17.23 -19.38 -0.48 9.01

Serviceware SE Quarterly Data
Feb21 May21 Aug21 Nov21 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.07 2.24 8.55 15.53 -3.50

FRA:SJJ vs UBER, SHOP, CRM: Return-on-Tangible-Equity Comparison

For the Software - Application subindustry, Serviceware SE's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Serviceware SE Return-on-Tangible-Equity vs Software Industry

For the Software industry and Technology sector, Serviceware SE's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Serviceware SE's Return-on-Tangible-Equity falls into.


FRA:SJJ
73GF Score
Serviceware SE FRA:SJJ
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Serviceware SE Return-on-Tangible-Equity Calculation

Serviceware SE's annualized Return-on-Tangible-Equity for the fiscal year that ended in Nov. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Nov. 2025 )  (A: Nov. 2024 )(A: Nov. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Nov. 2025 )  (A: Nov. 2024 )(A: Nov. 2025 )
=1.819/( (19.71+20.655 )/ 2 )
=1.819/20.1825
=9.01 %

Serviceware SE's annualized Return-on-Tangible-Equity for the quarter that ended in Feb. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Feb. 2026 )  (Q: Nov. 2025 )(Q: Feb. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Feb. 2026 )  (Q: Nov. 2025 )(Q: Feb. 2026 )
=-1.176/( (20.655+46.469)/ 2 )
=-1.176/33.562
=-3.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Feb. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of -3.50% mean?
Serviceware SE (FRA:SJJ) has a Return-on-Tangible-Equity of -3.50% as of Feb. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Serviceware SE and its competitors. According to the industry distribution chart, Serviceware SE ranks #1419 out of 2481 companies in the Software industry, placing it in the top 57.2%.
Is Serviceware SE's Return-on-Tangible-Equity too high?
Serviceware SE's current Return-on-Tangible-Equity is -3.50%. Based on the distribution chart, Serviceware SE ranks #1419 out of 2481 companies in the Software industry, which is below the industry midpoint. Overall, Serviceware SE has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Serviceware SE's Return-on-Tangible-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Serviceware SE ranks #1419 out of 2481 companies for Return-on-Tangible-Equity. This places Serviceware SE in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.86. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.86, based on 2,481 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Serviceware SE and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Serviceware SE's current Return-on-Tangible-Equity is -3.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Serviceware SE stock overvalued right now?
Based on GuruFocus' analysis, Serviceware SE (FRA:SJJ) is currently considered Fairly Valued. The stock's GF Value™ is €15.24, compared to a current price of €14.30 — trading 6.2% below its estimated fair value. The current Return-on-Tangible-Equity is -3.50%. Serviceware SE's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Serviceware SE (FRA:SJJ), the current Return-on-Tangible-Equity is -3.50% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Serviceware SE (FRA:SJJ) Overvalued in 2026?

Based on GuruFocus' analysis, Serviceware SE stock appears to be undervalued. The current stock price of €14.30 is trading 6.2% below its estimated GF Value™ of €15.24. GuruFocus considers Serviceware SE to be Fairly Valued.

Key valuation signals for FRA:SJJ:

  • Return-on-Tangible-Equity: -3.50%
  • GF Value™: €15.24 vs. price of €14.30 (6.2% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the FRA:SJJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Serviceware SE Business Description

Other Exchanges SJJ:GermanySJJ:Austria
Address Serviceware - Kreisel 1, Idstein, HE, DEU, 65510
Serviceware SE is a provider of software solutions that help companies compete digitally with Enterprise Service Management (ESM) by improving service quality and efficiently managing service costs. The company's platform which includes software solutions for financial, processes, resources, knowledge, and performance. In addition, the company offers the infrastructure solutions and managed services necessary for operations securely and reliably.
73GF Score

Get the complete analysis for FRA:SJJ

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.30
Price
€15.24
GF Value