UMC Electronics Co (FRA:UM3) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:UM3 UMC Electronics Co Ltd FRA:UM3
58 GF Score
Price €1.14
GF Value €1.40
Valuation Modestly Undervalued
! 6 Warning Signs
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What is UMC Electronics Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:UM3
58GF Score
UMC Electronics Co Ltd FRA:UM3
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is UMC Electronics Co (FRA:UM3) Overvalued in 2026?

Based on GuruFocus' analysis, UMC Electronics Co stock appears to be undervalued. The current stock price of €1.14 is trading 18.6% below its estimated GF Value™ of €1.40. GuruFocus considers UMC Electronics Co to be Modestly Undervalued.

Key valuation signals for FRA:UM3:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €1.40 vs. price of €1.14 (18.6% below fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the FRA:UM3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UMC Electronics Co Business Description

Other Exchanges 6615:Japan
Address 721 Kawarabuki, Ageo, Saitama, JPN, 362-0022
UMC Electronics Co Ltd manufactures electronics and electronic components. The company develops antennas, active tags and readers, devices for fingerprint authentication systems, IC card reader/writer-related devices contact and non-contact type, monitoring alarm for vehicle abnormalities, PHS terminals, pachinko amusement/pinball, game pachinko/pinball game control units, devices related to credit/debit cards, handy terminals, and original reader/writer core units.
58GF Score

Get the complete analysis for FRA:UM3

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.14
Price
€1.40
GF Value