Aperam (HAM:7AA) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:7AA Aperam SA HAM:7AA
81 GF Score
Price €46.68
GF Value €26.89
Valuation Significantly Overvalued
! 11 Warning Signs
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What is Aperam Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HAM:7AA
81GF Score
Aperam SA HAM:7AA
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Aperam (HAM:7AA) Overvalued in 2026?

Based on GuruFocus' analysis, Aperam stock appears to be overvalued. The current stock price of €46.68 is trading 73.6% above its estimated GF Value™ of €26.89. GuruFocus considers Aperam to be Significantly Overvalued.

Key valuation signals for HAM:7AA:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €26.89 vs. price of €46.68 (73.6% above fair value)
  • GF Score™: 81/100 with 11 warning signs

No single metric tells the full story. See the HAM:7AA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aperam Business Description

Address 24-26 Boulevard d’Avranches, Luxembourg, LUX, 1160
Aperam SA is a Luxembourg-based stainless and specialty steel producer. The company operates through four segments. Its Stainless and Electrical Steel segment, which generates the majority of revenue, produces a wide range of stainless and electrical steel products for diverse industries. The Services and Solutions segment markets the company's products and provides customized steel transformation services; the Alloys and Specialties segment produces nickel alloys and certain specific stainless steels; and the Recycling & Renewables segment collects, trades, processes, and recycles stainless steel scrap and high-performance alloys. Geographically, the company generates maximum revenue from Europe, and the rest from the Americas, Asia, and Africa.
81GF Score

Get the complete analysis for HAM:7AA

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€46.68
Price
€26.89
GF Value