China Pacific Insurance (Group) Co (HKSE:02601) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:02601 China Pacific Insurance (Group) Co Ltd HKSE:02601
77 GF Score
Price HK$28.88
GF Value HK$36.05
Valuation Modestly Undervalued
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What is China Pacific Insurance (Group) Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HKSE:02601
77GF Score
China Pacific Insurance (Group) Co Ltd HKSE:02601
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is China Pacific Insurance (Group) Co (HKSE:02601) Overvalued in 2026?

Based on GuruFocus' analysis, China Pacific Insurance (Group) Co stock appears to be undervalued. The current stock price of HK$28.88 is trading 19.9% below its estimated GF Value™ of HK$36.05. GuruFocus considers China Pacific Insurance (Group) Co to be Modestly Undervalued.

Key valuation signals for HKSE:02601:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: HK$36.05 vs. price of HK$28.88 (19.9% below fair value)
  • GF Score™: 77/100

No single metric tells the full story. See the HKSE:02601 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Pacific Insurance (Group) Co Business Description

Address 1 South Zhongshan Road, Huangpu District, Shanghai, CHN, 200010
China Pacific Insurance (Group) Co Ltd is a Chinese insurance group headquartered in Shanghai. Through its subsidiaries, it operates in two primary segments: life insurance and property and casualty insurance. China Pacific Life Insurance offers individual and group life, health, and accident products, while China Pacific Property Insurance provides auto, property, liability, and agricultural coverage. The group also conducts asset management and pension-related businesses. Its customer base includes individuals, households, and corporate clients across China, with distribution through agents, bancassurance, and direct channels. Revenue is generated mainly from premiums written, supplemented by investment income from its insurance float. The company is listed on the Shanghai and Hong Kong stock exchanges, and its largest shareholders include state-owned entities tied to the Shanghai municipal government.
77GF Score

Get the complete analysis for HKSE:02601

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$28.88
Price
HK$36.05
GF Value