What is Intercorp Peru Net Interest Margin (Bank Only) %?
Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Intercorp Peru's annualized Net Interest Income (for Banks) for the quarter that ended in Mar. 2024 was $4,086 Mil. Intercorp Peru's average earning assets for the quarter that ended in Mar. 2024 was $44,179 Mil. Therefore, Intercorp Peru's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2024 was 9.25%.
Intercorp Peru Net Interest Margin (Bank Only) % Historical Data
The historical data trend for Intercorp Peru's Net Interest Margin (Bank Only) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Intercorp Peru Net Interest Margin (Bank Only) % Chart
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Intercorp Peru Annual Data
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Trend |
Dec14 |
Dec15 |
Dec16 |
Dec17 |
Dec18 |
Dec19 |
Dec20 |
Dec21 |
Dec22 |
Dec23 |
| Net Interest Margin (Bank Only) % |
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9.29 |
8.13 |
7.13 |
8.89 |
9.20 |
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Intercorp Peru Quarterly Data
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Jun19 |
Sep19 |
Dec19 |
Mar20 |
Jun20 |
Sep20 |
Dec20 |
Mar21 |
Jun21 |
Sep21 |
Dec21 |
Mar22 |
Jun22 |
Sep22 |
Dec22 |
Mar23 |
Jun23 |
Sep23 |
Dec23 |
Mar24 |
| Net Interest Margin (Bank Only) % |
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8.72 |
9.15 |
9.21 |
9.60 |
9.25 |
Competitive Comparison of Intercorp Peru's Net Interest Margin (Bank Only) %
For the Conglomerates subindustry, Intercorp Peru's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Intercorp Peru's Net Interest Margin (Bank Only) % Distribution in the Conglomerates Industry
For the Conglomerates industry and Industrials sector, Intercorp Peru's Net Interest Margin (Bank Only) % distribution charts can be found below:
* The bar in red indicates where Intercorp Peru's Net Interest Margin (Bank Only) % falls into.
Intercorp Peru Net Interest Margin (Bank Only) % Calculation
Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
Intercorp Peru's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2023 is calculated as
where
Intercorp Peru's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2024 is calculated as
where
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: Interest Expense is the negative value.
In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data,
the Net Interest Income (for Banks) data used here is four times the quarterly (Mar. 2024) net interest income data.
Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.
Intercorp Peru (Intercorp Peru) Business Description
Traded in Other Exchanges
N/A
Address
Avenida Carlos Villaran 140, 19th Floor, La Victoria, Urb. Santa Catalina, Lima, PER
Intercorp Peru Ltd through its subsidiaries is engaged in providing banking services. The company's operating segments includes Banking, Insurance, Wealth Management, Food Retail, Pharmacies, Shopping malls, and Others. The banking segment includes mainly loans, credit facilities, deposits, and demand deposits. It generates maximum revenue from the Banking segment. The company has a presence in Peru, the United States of America, Panama, Brazil, Ireland, Mexico, Chile, Colombia, Supranational, Ecuador, and Other Countries.
Intercorp Peru (Intercorp Peru) Headlines
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