Smartiks Yazilim AS (IST:SMART) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IST:SMART Smartiks Yazilim AS IST:SMART
72 GF Score
Price ₺25.06
GF Value ₺19.66
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Smartiks Yazilim AS Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

IST:SMART
72GF Score
Smartiks Yazilim AS IST:SMART
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Smartiks Yazilim AS (IST:SMART) Overvalued in 2026?

Based on GuruFocus' analysis, Smartiks Yazilim AS stock appears to be overvalued. The current stock price of ₺25.06 is trading 27.5% above its estimated GF Value™ of ₺19.66. GuruFocus considers Smartiks Yazilim AS to be Modestly Overvalued.

Key valuation signals for IST:SMART:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₺19.66 vs. price of ₺25.06 (27.5% above fair value)
  • GF Score™: 72/100 with 7 warning signs

No single metric tells the full story. See the IST:SMART stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Smartiks Yazilim AS Business Description

Address Eski Londra Asfalti Caddesi No:151/E, D:2 Blok Z06, ifte Havuzlar Mahallesi, YTU Davutpasa Kampusu Teknopark Teknoloji Gelistir, Esenler, Istanbul, TUR
Smartiks Yazilim AS is engaged in providing effective business solutions, software development and consultancy services. The services are offered to health, insurance, banking and finance, retail, telecom and various other sectors. The consultancy services are grouped under Enterprise Software Development/Consultancy and Technology Solutions Consultancy.
72GF Score

Get the complete analysis for IST:SMART

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺25.06
Price
₺19.66
GF Value