PT Harum Energy Tbk (ISX:HRUM) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:HRUM PT Harum Energy Tbk ISX:HRUM
75 GF Score
Price Rp830.00
GF Value Rp1,822.56
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is PT Harum Energy Tbk Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

ISX:HRUM
75GF Score
PT Harum Energy Tbk ISX:HRUM
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PT Harum Energy Tbk (ISX:HRUM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Harum Energy Tbk stock appears to be undervalued. The current stock price of Rp830.00 is trading 54.5% below its estimated GF Value™ of Rp1,822.56. GuruFocus considers PT Harum Energy Tbk to be Possible Value Trap.

Key valuation signals for ISX:HRUM:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: Rp1,822.56 vs. price of Rp830.00 (54.5% below fair value)
  • GF Score™: 75/100 with 7 warning signs

No single metric tells the full story. See the ISX:HRUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Harum Energy Tbk Business Description

Other Exchanges 44H:Germany
Address Jalan Imam Bonjol No. 80, Deutsche Bank Building, 9th Floor, Jakarta Pusat, Jakarta, IDN, 10310
PT Harum Energy Tbk is a holding company engaged in the coal mining and logistics business in East Kalimantan, Indonesia. The company's activity is broken down into various segments, which include Coal mining sectors; Rental and service sectors; Nickel Smelter; and Other sectors. It serves coal-fired power-generating and manufacturing companies. Geographically, the firm generates revenue from East Asia, South Asia, Southeast Asia, and Europe. The firm generates the majority of its revenue from the Nickel Smelter, which consists of the Nickel Smelter sector by IMI, WMI, and BSE.
75GF Score

Get the complete analysis for ISX:HRUM

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp830.00
Price
Rp1,822.56
GF Value