PT Surya Pertiwi Tbk (ISX:SPTO) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:SPTO PT Surya Pertiwi Tbk ISX:SPTO
84 GF Score
Price Rp580.00
GF Value Rp606.73
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Surya Pertiwi Tbk Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

ISX:SPTO
84GF Score
PT Surya Pertiwi Tbk ISX:SPTO
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is PT Surya Pertiwi Tbk (ISX:SPTO) Overvalued in 2026?

Based on GuruFocus' analysis, PT Surya Pertiwi Tbk stock appears to be undervalued. The current stock price of Rp580.00 is trading 4.4% below its estimated GF Value™ of Rp606.73. GuruFocus considers PT Surya Pertiwi Tbk to be Fairly Valued.

Key valuation signals for ISX:SPTO:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: Rp606.73 vs. price of Rp580.00 (4.4% below fair value)
  • GF Score™: 84/100 with 3 warning signs

No single metric tells the full story. See the ISX:SPTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Surya Pertiwi Tbk Business Description

Address Jalan Letjen S. Parman Kav. 81, Wisma 81 TOTO Office Building, Jakarta Barat, Jakarta, IDN, 11420
PT Surya Pertiwi Tbk mainly engage in porcelain sanitary industry, wood furnitures industry, others furnitures industry, flooring, walling, sanitary and ceiling equipment and self-owned or leased real estate. The company categorizes its operational activities into four segments: sanitary wares, fittings, kitchen products, and other related items. The four segments include Nine brands that are distributed by the Company, namely TOTO, Villeroy & Boch, Geberit, Stiebel Eltron, Franke, Kaldewei, Eco, Jacuzzi, and W.Atelier. Sanitary products, includes sanitary components, accessories and spare parts, among others (but not limited to) closet, urinal, bidet, washbasin as well as household appliances kitchen set, marbelite or synthetic marbles and vanity units, etc.
84GF Score

Get the complete analysis for ISX:SPTO

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp580.00
Price
Rp606.73
GF Value