Schroder European Real Estate Investment Trust (JSE:SCD) Net Interest Margin (Bank Only) %: -16.45% (As of Mar. 2026)


JSE:SCD Schroder European Real Estate Investment Trust PLC JSE:SCD
40 GF Score
Price R1,994.00
! 2 Warning Signs
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What is Schroder European Real Estate Investment Trust Net Interest Margin (Bank Only) %?

Schroder European Real Estate Investment Trust JSE:SCD 40 Net Interest Margin (Bank Only) % is -16.45% as of Mar. 2026. GuruFocus rates JSE:SCD with a GF Score™ of 40/100. The stock has 2 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Schroder European Real Estate Investment Trust's annualized Net Interest Income (for Banks) for the quarter that ended in Mar. 2026 was R-44.9 Mil. Schroder European Real Estate Investment Trust's average earning assets for the quarter that ended in Mar. 2026 was R273.0 Mil. Therefore, Schroder European Real Estate Investment Trust's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2026 was -16.45%.


Schroder European Real Estate Investment Trust  (JSE:SCD) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Schroder European Real Estate Investment Trust Net Interest Margin (Bank Only) % Related Terms


Schroder European Real Estate Investment Trust Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Schroder European Real Estate Investment Trust's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Schroder European Real Estate Investment Trust Net Interest Margin (Bank Only) % Chart

Schroder European Real Estate Investment Trust Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Schroder European Real Estate Investment Trust Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -16.45

JSE:SCD vs VICI, WPC: Net Interest Margin (Bank Only) % Comparison

For the REIT - Diversified subindustry, Schroder European Real Estate Investment Trust's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Schroder European Real Estate Investment Trust Net Interest Margin (Bank Only) % vs REITs Industry

For the REITs industry and Real Estate sector, Schroder European Real Estate Investment Trust's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Schroder European Real Estate Investment Trust's Net Interest Margin (Bank Only) % falls into.


JSE:SCD
40GF Score
Schroder European Real Estate Investment Trust PLC JSE:SCD
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Schroder European Real Estate Investment Trust Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Schroder European Real Estate Investment Trust's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Sep. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Sep. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Sep. 2024 ) + Earning Assets (A: Sep. 2025 ))/ count )
=-46.058/( (0 + 0)/ 1 )
=-46.058/0
=N/A %

where

Earning Assets(A: Sep. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(A: Sep. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Schroder European Real Estate Investment Trust's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2026 is calculated as

Net Interest Margin (Bank Only) %(Q: Mar. 2026 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Sep. 2025 ) + Earning Assets (Q: Mar. 2026 ))/ count )
=-44.924/( (0 + 273.045)/ 1 )
=-44.924/273.045
=-16.45 %

where

Earning Assets(Q: Sep. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(Q: Mar. 2026 )
=Money Market Investments + Net Loan + Securities & Investments
=273.045 + 0 + 0
=273.045

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Mar. 2026) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of -16.45% mean?
Schroder European Real Estate Investment Trust (JSE:SCD) has a Net Interest Margin (Bank Only) % of -16.45% as of Mar. 2026. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Schroder European Real Estate Investment Trust and its competitors.
Is Schroder European Real Estate Investment Trust's Net Interest Margin (Bank Only) % too high?
Schroder European Real Estate Investment Trust's current Net Interest Margin (Bank Only) % is -16.45%. Overall, Schroder European Real Estate Investment Trust has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does Schroder European Real Estate Investment Trust's Net Interest Margin (Bank Only) % compare to VICI and WPC?
Schroder European Real Estate Investment Trust's Net Interest Margin (Bank Only) % of -16.45% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a REITs company?
A good Net Interest Margin (Bank Only) % depends on the REITs industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Schroder European Real Estate Investment Trust and its competitors. Schroder European Real Estate Investment Trust's current Net Interest Margin (Bank Only) % is -16.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Schroder European Real Estate Investment Trust stock overvalued right now?
Schroder European Real Estate Investment Trust (JSE:SCD) has a current Net Interest Margin (Bank Only) % of -16.45%. The current Net Interest Margin (Bank Only) % is -16.45%. Schroder European Real Estate Investment Trust's overall GF Score™ is 40/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Schroder European Real Estate Investment Trust (JSE:SCD), the current Net Interest Margin (Bank Only) % is -16.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Schroder European Real Estate Investment Trust Business Description

Industry Real EstateREITs
Other Exchanges SEREl:UKSERE:UK
Address 1 London Wall Place, London, GBR, EC2Y 5AU
Schroder European Real Estate Investment Trust PLC is a closed-ended real estate investment company. The investment objective of the company is to provide Shareholders with a regular and attractive level of income return together with the potential for long-term income and capital growth through investing in commercial real estate in Continental Europe. The company may invest directly in real estate assets, both listed and unlisted, or through investment in special purpose vehicles, partnerships, trusts, or other structures. The group is engaged in a single segment of business, property investment, and in one geographical area, continental Europe.
40GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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