Woolworths Holdings (JSE:WHL) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:WHL Woolworths Holdings Ltd JSE:WHL
74 GF Score
Price R44.77
GF Value R70.80
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Woolworths Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

JSE:WHL
74GF Score
Woolworths Holdings Ltd JSE:WHL
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Woolworths Holdings (JSE:WHL) Overvalued in 2026?

Based on GuruFocus' analysis, Woolworths Holdings stock appears to be undervalued. The current stock price of R44.77 is trading 36.8% below its estimated GF Value™ of R70.80. GuruFocus considers Woolworths Holdings to be Significantly Undervalued.

Key valuation signals for JSE:WHL:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R70.80 vs. price of R44.77 (36.8% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the JSE:WHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Woolworths Holdings Business Description

Other Exchanges WLWHY:USAWN3:Germany
Address 93 Longmarket Street, Woolworths House, Cape Town, WC, ZAF, 8001
Woolworths Holdings Ltd is a southern hemisphere retail Group. Its current operations are conducted through its two operating subsidiaries. The segments involve: Fashion, Beauty and Home; Food; Logistics; Woolworths Financial Services; Country Road Group; and Treasury. It derives maximum revenue from Food Segment. Geographically, It operates iun South Africa, Australia and New Zealand and Rest of Africa.
74GF Score

Get the complete analysis for JSE:WHL

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R44.77
Price
R70.80
GF Value