InRetail Peru (LIM:INRETC1) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LIM:INRETC1 InRetail Peru Corp LIM:INRETC1
69 GF Score
Price $37.07
GF Value $33.25
Valuation Modestly Overvalued
! 10 Warning Signs
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What is InRetail Peru Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LIM:INRETC1
69GF Score
InRetail Peru Corp LIM:INRETC1
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is InRetail Peru (LIM:INRETC1) Overvalued in 2026?

Based on GuruFocus' analysis, InRetail Peru stock appears to be overvalued. The current stock price of $37.07 is trading 11.5% above its estimated GF Value™ of $33.25. GuruFocus considers InRetail Peru to be Modestly Overvalued.

Key valuation signals for LIM:INRETC1:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $33.25 vs. price of $37.07 (11.5% above fair value)
  • GF Score™: 69/100 with 10 warning signs

No single metric tells the full story. See the LIM:INRETC1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

InRetail Peru Business Description

Address Calle Morelli 139, San Borja, Lima, PER
InRetail Peru Corp operates supermarkets, hypermarkets, pharmacies and shopping centers, as well as real estate development and digital services. Its operations are concentrated in Peru; however, it maintains operations in the exterior mainly related to the commercialization of pharmaceuticals and consumer products. The company's reportable segments include: i) Food Retail, ii) Pharmacies, iii) Shopping Malls and iv) Digital. It generates the majority of its revenue from the Food Retail segment. Geographically, it derives a majority of its revenue from Peru and also has a presence in Ecuador and Other countries. The company brands include Plaza Vea, Plaza Vea Super, Plaza Vea Express, Vivanda, Mass, and Makro brands.
69GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.07
Price
$33.25
GF Value