Calculus VCT (LSE:CLC) Net Interest Margin (Bank Only) %: N/A% (As of Sep. 2025)


LSE:CLC Calculus VCT PLC LSE:CLC
42 GF Score
Price £0.53
GF Value £0.95
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Calculus VCT Net Interest Margin (Bank Only) %?

Calculus VCT LSE:CLC 42 Net Interest Margin (Bank Only) % is N/A% as of Sep. 2025. GuruFocus rates LSE:CLC with a GF Score™ of 42/100 and a GF Value™ of £0.95 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Calculus VCT's annualized Net Interest Income (for Banks) for the quarter that ended in Sep. 2025 was £0.00 Mil. Calculus VCT's average earning assets for the quarter that ended in Sep. 2025 was £0.00 Mil. Therefore, Calculus VCT's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Sep. 2025 was N/A%.


Calculus VCT  (LSE:CLC) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Calculus VCT Net Interest Margin (Bank Only) % Related Terms


Calculus VCT Net Interest Margin (Bank Only) % Historical Data

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The historical data trend for Calculus VCT's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Calculus VCT Net Interest Margin (Bank Only) % Chart

Calculus VCT Annual Data
Trend Feb15 Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Mar25
Net Interest Margin (Bank Only) %
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Calculus VCT Semi-Annual Data
Aug14 Feb15 Aug15 Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Feb23 Sep24 Mar25 Sep25
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

LSE:CLC vs BLK, BX, KKR: Net Interest Margin (Bank Only) % Comparison

For the Asset Management subindustry, Calculus VCT's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Calculus VCT Net Interest Margin (Bank Only) % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Calculus VCT's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Calculus VCT's Net Interest Margin (Bank Only) % falls into.


LSE:CLC
42GF Score
Calculus VCT PLC LSE:CLC
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Calculus VCT Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Calculus VCT's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Mar. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Mar. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Feb. 2023 ) + Earning Assets (A: Mar. 2025 ))/ count )
=0.712/( (0 + 0)/ 1 )
=0.712/0
=N/A %

where

Earning Assets(A: Feb. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(A: Mar. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Calculus VCT's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Sep. 2025 is calculated as

Net Interest Margin (Bank Only) %(Q: Sep. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Mar. 2025 ) + Earning Assets (Q: Sep. 2025 ))/ count )
=0/( (0 + 0)/ 1 )
=0/0
=N/A %

where

Earning Assets(Q: Mar. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(Q: Sep. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Sep. 2025) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of N/A% mean?
Calculus VCT (LSE:CLC) has a Net Interest Margin (Bank Only) % of N/A% as of Sep. 2025. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Calculus VCT and its competitors.
Is Calculus VCT's Net Interest Margin (Bank Only) % too high?
Calculus VCT's current Net Interest Margin (Bank Only) % is N/A%. Overall, Calculus VCT has a GF Score™ of 42/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Calculus VCT's Net Interest Margin (Bank Only) % compare to BLK and BX?
Calculus VCT's Net Interest Margin (Bank Only) % of N/A% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for an Asset Management company?
A good Net Interest Margin (Bank Only) % depends on the Asset Management industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Calculus VCT and its competitors. Calculus VCT's current Net Interest Margin (Bank Only) % is N/A%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Calculus VCT stock overvalued right now?
Based on GuruFocus' analysis, Calculus VCT (LSE:CLC) is currently considered Significantly Undervalued. The stock's GF Value™ is £0.95, compared to a current price of £0.53 — trading 43.9% below its estimated fair value. The current Net Interest Margin (Bank Only) % is N/A%. Calculus VCT's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Calculus VCT (LSE:CLC), the current Net Interest Margin (Bank Only) % is N/A% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Calculus VCT (LSE:CLC) Overvalued in 2026?

Based on GuruFocus' analysis, Calculus VCT stock appears to be undervalued. The current stock price of £0.53 is trading 43.9% below its estimated GF Value™ of £0.95. GuruFocus considers Calculus VCT to be Significantly Undervalued.

Key valuation signals for LSE:CLC:

  • Net Interest Margin (Bank Only) %: N/A%
  • GF Value™: £0.95 vs. price of £0.53 (43.9% below fair value)
  • GF Score™: 42/100 with 3 warning signs

No single metric tells the full story. See the LSE:CLC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Calculus VCT Business Description

Address 12 Conduit Street, London, GBR, W1S 2XH
Calculus VCT PLC is a part of the financial services sector in the United Kingdom. The company operates as a venture capital trust, focusing on the investment business. The investment objective of the company is to invest mainly in a diverse portfolio of United Kingdom growth companies. The company invests in a portfolio of venture capital investments that will provide sufficient returns to allow the company to maximize annual dividends and achieve capital growth over the medium to long term.
42GF Score

Get the complete analysis for LSE:CLC

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.53
Price
£0.95
GF Value