Accor (LTS:0H59) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0H59 Accor SA LTS:0H59
82 GF Score
Price €46.98
GF Value €55.17
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Accor Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LTS:0H59
82GF Score
Accor SA LTS:0H59
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Accor (LTS:0H59) Overvalued in 2026?

Based on GuruFocus' analysis, Accor stock appears to be undervalued. The current stock price of €46.98 is trading 14.8% below its estimated GF Value™ of €55.17. GuruFocus considers Accor to be Modestly Undervalued.

Key valuation signals for LTS:0H59:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €55.17 vs. price of €46.98 (14.8% below fair value)
  • GF Score™: 82/100 with 7 warning signs

No single metric tells the full story. See the LTS:0H59 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Accor Business Description

Address 82, Rue Henri Farman, Tour Sequana, Issy-les-Moulineaux, Paris, FRA, 92130
Accor operates 881,427 rooms across 48 brands, addressing the economy through luxury segments as of December 2025. Ibis (economy scale) is the largest brand (33% of total rooms at the end of 2025), followed by midscale brands Mercure (16%) and Novotel (13%). FRHI offers additional luxury and North American exposure. After the sale of the majority of HotelInvest (owned assets) in 2018-19, the majority of total EBITDA comes from asset-light managed and franchised hotels. Europe and North Africa represent 41% of rooms, Asia-Pacific 36%, the Americas 12%, and India, Middle East, and Africa 11%. Premium, midscale, and economy are 84% of total rooms, while luxury and lifestyle are the remaining 16%.
82GF Score

Get the complete analysis for LTS:0H59

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€46.98
Price
€55.17
GF Value