Digia Oyj (LTS:0IKK) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0IKK Digia Oyj LTS:0IKK
73 GF Score
Price €5.88
GF Value €7.02
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Digia Oyj Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LTS:0IKK
73GF Score
Digia Oyj LTS:0IKK
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Digia Oyj (LTS:0IKK) Overvalued in 2026?

Based on GuruFocus' analysis, Digia Oyj stock appears to be undervalued. The current stock price of €5.88 is trading 16.2% below its estimated GF Value™ of €7.02. GuruFocus considers Digia Oyj to be Modestly Undervalued.

Key valuation signals for LTS:0IKK:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €7.02 vs. price of €5.88 (16.2% below fair value)
  • GF Score™: 73/100 with 4 warning signs

No single metric tells the full story. See the LTS:0IKK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Digia Oyj Business Description

Other Exchanges DIGIA:Finland
Address Atomitie 2B, Helsinki, FIN, 00370
Digia Oyj is a Finnish-based IT service company. It comprises four service areas: Digital Solutions, Business Platforms, Financial Platforms, and Managed Solutions. The company serves a diverse set of markets, including energy, retail trade, public sector, insurance, manufacturing and service business, banking and investment services, and logistics. Geographically, it operates in Finland, Sweden, Poland, Netherlands & other countries, out of which the majority of its revenue comes from Finland.
73GF Score

Get the complete analysis for LTS:0IKK

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.88
Price
€7.02
GF Value