Xcel Energy (LTS:0M1R) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0M1R Xcel Energy Inc LTS:0M1R
78 GF Score
Price $80.06
GF Value $66.97
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Xcel Energy Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

LTS:0M1R
78GF Score
Xcel Energy Inc LTS:0M1R
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Xcel Energy (LTS:0M1R) Overvalued in 2026?

Based on GuruFocus' analysis, Xcel Energy stock appears to be overvalued. The current stock price of $80.06 is trading 19.5% above its estimated GF Value™ of $66.97. GuruFocus considers Xcel Energy to be Modestly Overvalued.

Key valuation signals for LTS:0M1R:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $66.97 vs. price of $80.06 (19.5% above fair value)
  • GF Score™: 78/100 with 10 warning signs

No single metric tells the full story. See the LTS:0M1R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Xcel Energy Business Description

Address 414 Nicollet Mall, Minneapolis, MN, USA, 55401
Xcel Energy manages utilities serving 3.9 million electric customers and 2.2 million natural gas customers in eight states. Its utilities are Northern States Power, which serves customers in Minnesota, North Dakota, South Dakota, Wisconsin, and Michigan; Public Service Company of Colorado; and Southwestern Public Service Company, which serves customers in Texas and New Mexico. It is one of the largest renewable energy suppliers in the US, with more than half of its electricity sales coming from carbon-free energy.
78GF Score

Get the complete analysis for LTS:0M1R

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.06
Price
$66.97
GF Value