Banco Actinver Institucion De Banca Multiple Grupo Financiero Act (MEX:FEXI21) Net Interest Margin (Bank Only) %: 9.73% (As of Jun. 2024)


MEX:FEXI21 Banco Actinver SA Institucion De Banca Multiple Grupo Financiero Act MEX:FEXI21
12 GF Score
Price MXN17.30
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What is Banco Actinver Institucion De Banca Multiple Grupo Financiero Act Net Interest Margin (Bank Only) %?

Banco Actinver Institucion De Banca Multiple Grupo Financiero Act MEX:FEXI21 -3.89% 12 Net Interest Margin (Bank Only) % is 9.73% as of Jun. 2024. GuruFocus rates MEX:FEXI21 with a GF Score™ of 12/100.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's annualized Net Interest Income (for Banks) for the quarter that ended in Jun. 2024 was MXN3,502 Mil. Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's average earning assets for the quarter that ended in Jun. 2024 was MXN36,009 Mil. Therefore, Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jun. 2024 was 9.73%.


Banco Actinver Institucion De Banca Multiple Grupo Financiero Act  (MEX:FEXI21) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Banco Actinver Institucion De Banca Multiple Grupo Financiero Act Net Interest Margin (Bank Only) % Related Terms


Banco Actinver Institucion De Banca Multiple Grupo Financiero Act Net Interest Margin (Bank Only) % Historical Data

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The historical data trend for Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco Actinver Institucion De Banca Multiple Grupo Financiero Act Net Interest Margin (Bank Only) % Chart

Banco Actinver Institucion De Banca Multiple Grupo Financiero Act Annual Data
Trend Dec22 Dec23
Net Interest Margin (Bank Only) %
3.66 4.11

Banco Actinver Institucion De Banca Multiple Grupo Financiero Act Quarterly Data
Dec22 Mar23 Jun23 Dec23 Mar24 Jun24
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial 3.99 0.00 0.00 5.88 9.73

MEX:FEXI21 vs PNC, USB, NU: Net Interest Margin (Bank Only) % Comparison

For the Banks - Regional subindustry, Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banco Actinver Institucion De Banca Multiple Grupo Financiero Act Net Interest Margin (Bank Only) % vs Banks Industry

For the Banks industry and Financial Services sector, Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's Net Interest Margin (Bank Only) % falls into.


MEX:FEXI21
12GF Score
Banco Actinver SA Institucion De Banca Multiple Grupo Financiero Act MEX:FEXI21
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco Actinver Institucion De Banca Multiple Grupo Financiero Act Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2023 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2023 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2022 ) + Earning Assets (A: Dec. 2023 ))/ count )
=1580/( (36815 + 40032)/ 2 )
=1580/38423.5
=4.11 %

where

Earning Assets(A: Dec. 2022 )
=Money Market Investments + Net Loan + Securities & Investments
=14608 + 22207 + 0
=36815

Earning Assets(A: Dec. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=14993 + 25039 + 0
=40032

Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jun. 2024 is calculated as

Net Interest Margin (Bank Only) %(Q: Jun. 2024 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Mar. 2024 ) + Earning Assets (Q: Jun. 2024 ))/ count )
=3502.26/( (36459.75 + 35557.634)/ 2 )
=3502.26/36008.692
=9.73 %

where

Earning Assets(Q: Mar. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=11512.763 + 24946.987 + 0
=36459.75

Earning Assets(Q: Jun. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=9843.086 + 25714.548 + 0
=35557.634

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Jun. 2024) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of 9.73% mean?
Banco Actinver Institucion De Banca Multiple Grupo Financiero Act (MEX:FEXI21) has a Net Interest Margin (Bank Only) % of 9.73% as of Jun. 2024. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Banco Actinver Institucion De Banca Multiple Grupo Financiero Act and its competitors.
Is Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's Net Interest Margin (Bank Only) % too high?
Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's current Net Interest Margin (Bank Only) % is 9.73%. Overall, Banco Actinver Institucion De Banca Multiple Grupo Financiero Act has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's Net Interest Margin (Bank Only) % compare to PNC and USB?
Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's Net Interest Margin (Bank Only) % of 9.73% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a Banks company?
A good Net Interest Margin (Bank Only) % depends on the Banks industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Banco Actinver Institucion De Banca Multiple Grupo Financiero Act and its competitors. Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's current Net Interest Margin (Bank Only) % is 9.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Actinver Institucion De Banca Multiple Grupo Financiero Act stock overvalued right now?
Banco Actinver Institucion De Banca Multiple Grupo Financiero Act (MEX:FEXI21) has a current Net Interest Margin (Bank Only) % of 9.73%. The current Net Interest Margin (Bank Only) % is 9.73%. Banco Actinver Institucion De Banca Multiple Grupo Financiero Act's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Banco Actinver Institucion De Banca Multiple Grupo Financiero Act (MEX:FEXI21), the current Net Interest Margin (Bank Only) % is 9.73% as of Jun. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Banco Actinver Institucion De Banca Multiple Grupo Financiero Act Business Description

Address Montes Urales 620, Piso 01, Colonia Lomas de Chapultepec, Mexico, MEX, MEX, 11000
Banco Actinver SA Institucion De Banca Multiple Grupo Financiero Act is a banking institution based in Mexico.
12GF Score

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Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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