Valor Holdings Co (NGO:9956) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NGO:9956 Valor Holdings Co Ltd NGO:9956
78 GF Score
Price 円3,425.00
GF Value 円2,976.18
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Valor Holdings Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NGO:9956
78GF Score
Valor Holdings Co Ltd NGO:9956
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Valor Holdings Co (NGO:9956) Overvalued in 2026?

Based on GuruFocus' analysis, Valor Holdings Co stock appears to be overvalued. The current stock price of 円3,425.00 is trading 15.1% above its estimated GF Value™ of 円2,976.18. GuruFocus considers Valor Holdings Co to be Modestly Overvalued.

Key valuation signals for NGO:9956:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円2,976.18 vs. price of 円3,425.00 (15.1% above fair value)
  • GF Score™: 78/100 with 2 warning signs

No single metric tells the full story. See the NGO:9956 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Valor Holdings Co Business Description

Other Exchanges 9956:Japan
Address 661-1, Ohari Cho, Tajimi-shi, Gifu, JPN, 507-0062
Valor Holdings Co Ltd is engaged in the processing and retail of food and other lifestyle-related goods. It owns Supermarket, Drug store, Home center, Sports club and Pet Shop among others.
78GF Score

Get the complete analysis for NGO:9956

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,425.00
Price
円2,976.18
GF Value