Reliance Industries (NSE:RELIANCE) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:RELIANCE Reliance Industries Ltd NSE:RELIANCE
90 GF Score
Price ₹1,240.40
GF Value ₹1,649.90
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Reliance Industries Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NSE:RELIANCE
90GF Score
Reliance Industries Ltd NSE:RELIANCE
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Reliance Industries (NSE:RELIANCE) Overvalued in 2026?

Based on GuruFocus' analysis, Reliance Industries stock appears to be undervalued. The current stock price of ₹1,240.40 is trading 24.8% below its estimated GF Value™ of ₹1,649.90. GuruFocus considers Reliance Industries to be Modestly Undervalued.

Key valuation signals for NSE:RELIANCE:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹1,649.90 vs. price of ₹1,240.40 (24.8% below fair value)
  • GF Score™: 90/100 with 2 warning signs

No single metric tells the full story. See the NSE:RELIANCE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Reliance Industries Business Description

Industry EnergyOil & Gas
Address 222, Nariman Point, 3rd Floor, Maker Chambers IV, Mumbai, MH, IND, 400021
Reliance Industries Ltd is an Indian conglomerate with operations spanning energy, petrochemicals, retail, digital services, and media. Its largest business, Oil to Chemicals, covers refining at the Jamnagar complex, petrochemicals production, fuel retailing through Reliance BP Mobility, aviation fuel, and bulk wholesale marketing, and exports petroleum products worldwide. The Oil and Gas segment explores and produces hydrocarbons, including coal-bed methane. Reliance Retail operates India's largest retail network across grocery, consumer electronics, fashion, and pharmacy formats. Jio Platforms provides mobile, broadband, and digital services, while the company has expanded into media and entertainment through Viacom18 and Network18. It also pursues clean energy initiatives in solar, batteries, and hydrogen. Revenue comes primarily from refining and petrochemicals, supplemented by growing consumer businesses in retail and digital services, with most sales generated in India.
90GF Score

Get the complete analysis for NSE:RELIANCE

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,240.40
Price
₹1,649.90
GF Value