Senco Gold (NSE:SENCO) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:SENCO Senco Gold Ltd NSE:SENCO
95 GF Score
Price ₹341.85
GF Value ₹540.80
Valuation Possible Value Trap
! 3 Warning Signs
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What is Senco Gold Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NSE:SENCO
95GF Score
Senco Gold Ltd NSE:SENCO
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Senco Gold (NSE:SENCO) Overvalued in 2026?

Based on GuruFocus' analysis, Senco Gold stock appears to be undervalued. The current stock price of ₹341.85 is trading 36.8% below its estimated GF Value™ of ₹540.80. GuruFocus considers Senco Gold to be Possible Value Trap.

Key valuation signals for NSE:SENCO:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹540.80 vs. price of ₹341.85 (36.8% below fair value)
  • GF Score™: 95/100 with 3 warning signs

No single metric tells the full story. See the NSE:SENCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Senco Gold Business Description

Other Exchanges 543936:India
Address A.J.C. Bose Road, Unit no. 1001, 10th floor, 41A, Diamond Prestige, Kolkata, WB, IND, 700 017
Senco Gold Ltd is a pan-India jewellery retail company with a history of more than five decades, and has a fourth-generation entrepreneur in the jewellery industry as its Promoter. The company principally sell gold and diamond jewellery and also sells jewellery made of silver, platinum, precious and semi-precious stones and other metals. Its other offerings also include costume jewellery, gold and silver coins and utensils made of silver. Its products are sold under the Senco Gold & Diamonds tradename, through multiple channels, including its 75 Company Operated Showrooms and 61 Franchisee Showrooms and various online platforms, including its website. Geographically, the company generates the majority of its revenue from India.
95GF Score

Get the complete analysis for NSE:SENCO

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹341.85
Price
₹540.80
GF Value