Phinma (PHS:PHN) Net Interest Margin (Bank Only) %


PHS:PHN Phinma Corp PHS:PHN
72 GF Score
Price ₱14.00
GF Value ₱16.58
Valuation Modestly Undervalued
! 11 Warning Signs
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What is Phinma Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

PHS:PHN
72GF Score
Phinma Corp PHS:PHN
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Phinma (PHS:PHN) Overvalued in 2026?

Based on GuruFocus' analysis, Phinma stock appears to be undervalued. The current stock price of ₱14.00 is trading 15.6% below its estimated GF Value™ of ₱16.58. GuruFocus considers Phinma to be Modestly Undervalued.

Key valuation signals for PHS:PHN:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₱16.58 vs. price of ₱14.00 (15.6% below fair value)
  • GF Score™: 72/100 with 11 warning signs

No single metric tells the full story. See the PHS:PHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Phinma Business Description

Address No. 39 Plaza Drive, 12th Floor, Phinma Plaza, Rockwell Center, Makati, PHL, 1210
Phinma Corp is engaged in the investment in shares of various subsidiaries, associates, affiliates, and other marketable equity securities. The company's segments include Investment holdings; Property development; Construction materials; Educational services; Hospitality, and Business process outsourcing (BPO). It derives key revenue from the Construction materials segment which encompasses the operations of the cement trading. It also involves the activities of manufacturing and trading of iron and steel products, and providing solar rooftop systems to customers.
72GF Score

Get the complete analysis for PHS:PHN

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱14.00
Price
₱16.58
GF Value