Phinma (PHS:PHN) Pre-Tax Income: ₱836 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:PHN Phinma Corp PHS:PHN
76 GF Score
Price ₱14.90
GF Value ₱16.62
Valuation Modestly Undervalued
! 11 Warning Signs
View Full Analysis

What is Phinma Pre-Tax Income?

Phinma PHS:PHN -0.27% 76 Pre-Tax Income is ₱836 Mil as of Mar. 2026. GuruFocus rates PHS:PHN with a GF Score™ of 76/100 and a GF Value™ of ₱16.62 (Modestly Undervalued). The stock has 11 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Phinma's pretax income for the three months ended in Mar. 2026 was ₱1,009 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was ₱836 Mil. Phinma's pretax margin was 18.50%.

During the past 13 years, Phinma's highest Pretax Margin was 12.32%. The lowest was 1.99%. And the median was 5.33%.


Phinma  (PHS:PHN) Pre-Tax Income Explanation

Phinma's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=1008.812/5451.764
=18.50%

During the past 13 years, Phinma's highest Pretax Margin was 12.32%. The lowest was 1.99%. And the median was 5.33%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Phinma Pre-Tax Income Related Terms


Phinma Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Phinma's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Phinma Pre-Tax Income Chart

Phinma Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,976.65 1,549.68 1,661.61 1,201.73 453.63

Phinma Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 625.97 -826.41 635.90 18.17 1,008.81

PHS:PHN vs MMM, HON: Pre-Tax Income Comparison

For the Conglomerates subindustry, Phinma's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Phinma Pre-Tax Income vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Phinma's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Phinma's Pre-Tax Income falls into.


PHS:PHN
76GF Score
Phinma Corp PHS:PHN
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Phinma Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Phinma's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=1840.716+0+-1677.78+0+290.698
=454

Phinma's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Non Operating Income+Interest Expense+Interest Income+Other
=1170.314+0+-503.185+0+341.683
=1,009

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱836 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of ₱836 Mil mean?
Phinma (PHS:PHN) has a Pre-Tax Income of ₱836 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Phinma and its competitors.
Is Phinma's Pre-Tax Income too high?
Phinma's current Pre-Tax Income is ₱836 Mil. Overall, Phinma has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Phinma's Pre-Tax Income compare to MMM and HON?
Phinma's Pre-Tax Income of ₱836 Mil can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Conglomerates company?
A good Pre-Tax Income depends on the Conglomerates industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Phinma and its competitors. Phinma's current Pre-Tax Income is ₱836 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phinma stock overvalued right now?
Based on GuruFocus' analysis, Phinma (PHS:PHN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱16.62, compared to a current price of ₱14.90 — trading 10.3% below its estimated fair value. The current Pre-Tax Income is ₱836 Mil. Phinma's overall GF Score™ is 76/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Phinma (PHS:PHN), the current Pre-Tax Income is ₱836 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Phinma (PHS:PHN) Overvalued in 2026?

Based on GuruFocus' analysis, Phinma stock appears to be undervalued. The current stock price of ₱14.90 is trading 10.3% below its estimated GF Value™ of ₱16.62. GuruFocus considers Phinma to be Modestly Undervalued.

Key valuation signals for PHS:PHN:

  • Pre-Tax Income: ₱836 Mil
  • GF Value™: ₱16.62 vs. price of ₱14.90 (10.3% below fair value)
  • GF Score™: 76/100 with 11 warning signs

No single metric tells the full story. See the PHS:PHN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Phinma Business Description

Address No. 39 Plaza Drive, 12th Floor, Phinma Plaza, Rockwell Center, Makati, PHL, 1210
Phinma Corp is engaged in the investment in shares of various subsidiaries, associates, affiliates, and other marketable equity securities. The company's segments include Investment holdings; Property development; Construction materials; Educational services; Hospitality, and Business process outsourcing (BPO). It derives key revenue from the Construction materials segment which encompasses the operations of the cement trading. It also involves the activities of manufacturing and trading of iron and steel products, and providing solar rooftop systems to customers.
76GF Score

Get the complete analysis for PHS:PHN

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱14.90
Price
₱16.62
GF Value