Universal Scientific Industrial (Shanghai) Co (SHSE:601231) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:601231 Universal Scientific Industrial (Shanghai) Co Ltd SHSE:601231
76 GF Score
Price ¥27.28
GF Value ¥15.16
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Universal Scientific Industrial (Shanghai) Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

SHSE:601231
76GF Score
Universal Scientific Industrial (Shanghai) Co Ltd SHSE:601231
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Universal Scientific Industrial (Shanghai) Co (SHSE:601231) Overvalued in 2026?

Based on GuruFocus' analysis, Universal Scientific Industrial (Shanghai) Co stock appears to be overvalued. The current stock price of ¥27.28 is trading 79.9% above its estimated GF Value™ of ¥15.16. GuruFocus considers Universal Scientific Industrial (Shanghai) Co to be Significantly Overvalued.

Key valuation signals for SHSE:601231:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ¥15.16 vs. price of ¥27.28 (79.9% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the SHSE:601231 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Universal Scientific Industrial (Shanghai) Co Business Description

Address No. 169, Shengxia Road, 5th Floor, Building B, Pudong New Area, Shanghai, CHN, 201203
Universal Scientific Industrial (Shanghai) Co Ltd provides electronics manufacturing service industry, and its products are mainly used in consumer electronics, cloud storage, industrial, automotive electronics, and medical industries. The Company's service products, business layout, and operations are characterized by modularization, diversification, and globalization. The company's sales service network spans North America, Europe, Japan, China, Taiwan, and has manufacturing sites in China, Taiwan, Korea, and Mexico.
76GF Score

Get the complete analysis for SHSE:601231

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥27.28
Price
¥15.16
GF Value