HCR Co (SHSE:688500) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:688500 HCR Co Ltd SHSE:688500
57 GF Score
Price ¥38.14
GF Value ¥41.36
Valuation Fairly Valued
! 1 Warning Sign
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What is HCR Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

SHSE:688500
57GF Score
HCR Co Ltd SHSE:688500
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is HCR Co (SHSE:688500) Overvalued in 2026?

Based on GuruFocus' analysis, HCR Co stock appears to be undervalued. The current stock price of ¥38.14 is trading 7.8% below its estimated GF Value™ of ¥41.36. GuruFocus considers HCR Co to be Fairly Valued.

Key valuation signals for SHSE:688500:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ¥41.36 vs. price of ¥38.14 (7.8% below fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the SHSE:688500 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HCR Co Business Description

Address No. 48, A 48, Zhichun Road, Room 20B, 20th Floor, Building 2, Haidian District, Beijing, CHN, 100086
HCR Co Ltd is a data intelligence solution provider. The company has built an data intelligence system of which the functions include data integration, data insight and data implementation to provide one-stop solution to customer, combined with the accumulated knowledge and means of market research, as well as the artificial intelligence technology.
57GF Score

Get the complete analysis for SHSE:688500

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥38.14
Price
¥41.36
GF Value