Mitsubishi HC Capital (STU:5B4) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:5B4 Mitsubishi HC Capital Inc STU:5B4
61 GF Score
Price €7.30
GF Value €6.34
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Mitsubishi HC Capital Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:5B4
61GF Score
Mitsubishi HC Capital Inc STU:5B4
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mitsubishi HC Capital (STU:5B4) Overvalued in 2026?

Based on GuruFocus' analysis, Mitsubishi HC Capital stock appears to be overvalued. The current stock price of €7.30 is trading 15.1% above its estimated GF Value™ of €6.34. GuruFocus considers Mitsubishi HC Capital to be Modestly Overvalued.

Key valuation signals for STU:5B4:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €6.34 vs. price of €7.30 (15.1% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the STU:5B4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mitsubishi HC Capital Business Description

Address 1-5-1 Marunouchi, Shin-Marunouchi Building, Chiyoda-ku, Tokyo, JPN, 100-6525
Mitsubishi HC Capital Inc is a Japan-based company engaged in providing comprehensive financial services. The company operates through several reportable segments, including Customer Solution, Overseas Region, Environmental Energy, Aviation, Logistics, Real Estate, and Mobility. Its businesses include finance solutions for corporations and government agencies, energy-saving and vendor finance, renewable energy and environmental finance, aircraft and engine leasing, marine container and railway freight car leasing, real estate finance and investment, and automobile leasing and related services. It generates the majority of its revenue from the Customer Solutions segment.
61GF Score

Get the complete analysis for STU:5B4

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.30
Price
€6.34
GF Value