Surgepays (STU:9B90) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:9B90 Surgepays Inc STU:9B90
48 GF Score
Price €0.28
GF Value €1.22
Valuation Possible Value Trap
! 5 Warning Signs
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What is Surgepays Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:9B90
48GF Score
Surgepays Inc STU:9B90
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Surgepays (STU:9B90) Overvalued in 2026?

Based on GuruFocus' analysis, Surgepays stock appears to be undervalued. The current stock price of €0.28 is trading 77% below its estimated GF Value™ of €1.22. GuruFocus considers Surgepays to be Possible Value Trap.

Key valuation signals for STU:9B90:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €1.22 vs. price of €0.28 (77% below fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the STU:9B90 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Surgepays Business Description

Other Exchanges SURG:USA9B90:Germany
Address 3124 Brother Boulevard, Suite 104, Bartlett, TN, USA, 38133
Surgepays Inc is a wireless and point of sale technology company focused on serving underserved and value-conscious consumers through a combination of retail distribution and digital acquisition channels. It provides mobile connectivity, financial technology services, and transaction processing solutions through an integrated platform that combines wireless services with point of sale software and retail distribution. It enables in-store and online activation of wireless services, prepaid top-ups, and financial transactions, allowing consumers to access essential services in both local and digital environments. Its segments are wireless services or MVNO Telecommunications, platform services or MVNE Enablement Platform (HERO), and wholesale enablement or Comprehensive Platform Services.
48GF Score

Get the complete analysis for STU:9B90

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.28
Price
€1.22
GF Value