Kirin Holdings Co (STU:KIR) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:KIR Kirin Holdings Co Ltd STU:KIR
72 GF Score
Price €15.64
GF Value €13.11
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Kirin Holdings Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:KIR
72GF Score
Kirin Holdings Co Ltd STU:KIR
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Kirin Holdings Co (STU:KIR) Overvalued in 2026?

Based on GuruFocus' analysis, Kirin Holdings Co stock appears to be overvalued. The current stock price of €15.64 is trading 19.3% above its estimated GF Value™ of €13.11. GuruFocus considers Kirin Holdings Co to be Modestly Overvalued.

Key valuation signals for STU:KIR:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €13.11 vs. price of €15.64 (19.3% above fair value)
  • GF Score™: 72/100 with 9 warning signs

No single metric tells the full story. See the STU:KIR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kirin Holdings Co Business Description

Address 10-2 Nakano 4-chome, Nakano Central Park South, Nakano-ku, Tokyo, JPN, 164-0001
Kirin is the second-largest brewer in Japan with a 28% market share. It holds a top share in the happoshu (low-malt beer) and new genre (no-malt beer) categories. Apart from beer, it also operates a wide range of alcoholic and soft beverage products in Japan. It has made several acquisitions, including Lion Nathan and National Foods in Australia, the second-largest Brazilian brewer Schincariol and Myanmar's biggest brewer over the past decade. It sold the businesses in Brazil and Myanmar in 2017 and 2023, respectively. In 2023, the company made a tender offer to bring Fancl on as a wholly owned subsidiary. Its revenue accounts for roughly 5% of Kirin's total sales. Its overseas business, which includes alcoholic and nonalcoholic beverages, represents about 40% of the group's revenue.
72GF Score

Get the complete analysis for STU:KIR

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.64
Price
€13.11
GF Value