JSC Amber Latvijas Balzams (STU:UM9) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:UM9 JSC Amber Latvijas Balzams STU:UM9
52 GF Score
Price €1.59
GF Value €5.91
Valuation Significantly Undervalued
! 3 Warning Signs
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What is JSC Amber Latvijas Balzams Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:UM9
52GF Score
JSC Amber Latvijas Balzams STU:UM9
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is JSC Amber Latvijas Balzams (STU:UM9) Overvalued in 2026?

Based on GuruFocus' analysis, JSC Amber Latvijas Balzams stock appears to be undervalued. The current stock price of €1.59 is trading 73.2% below its estimated GF Value™ of €5.91. GuruFocus considers JSC Amber Latvijas Balzams to be Significantly Undervalued.

Key valuation signals for STU:UM9:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €5.91 vs. price of €1.59 (73.2% below fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the STU:UM9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


JSC Amber Latvijas Balzams Business Description

Other Exchanges BAL1R:Latvia
Address 160 A. Caka Street, Riga, LVA, LV-1012
JSC Amber Latvijas Balzams is a producer of alcoholic beverages in Latvia. The company is mainly engaged in the production of alcoholic beverages. The company produces various types of alcoholic beverages, such as sparkling wines, fortified wines, ciders, alcopops, vodka, liqueurs, brandy, alcoholic beverages, gin, etc. It generates revenue from the Production of alcoholic beverages, Sales of other goods and materials, and other services. The company's brands include Stoli, elit, Moskovskaya, Riga Black Vodka, Bonaparte, Moka, Svetskoje, and others. Geographically, it derives the majority revenue from Cyprus and also has a presence in Latvia, Lithuania, Russia, Estonia, Romania, and other regions.
52GF Score

Get the complete analysis for STU:UM9

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.59
Price
€5.91
GF Value