Hesai Group (STU:ZN80) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:ZN80 Hesai Group STU:ZN80
79 GF Score
Price €13.10
GF Value €18.86
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Hesai Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

STU:ZN80
79GF Score
Hesai Group STU:ZN80
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Hesai Group (STU:ZN80) Overvalued in 2026?

Based on GuruFocus' analysis, Hesai Group stock appears to be undervalued. The current stock price of €13.10 is trading 30.5% below its estimated GF Value™ of €18.86. GuruFocus considers Hesai Group to be Significantly Undervalued.

Key valuation signals for STU:ZN80:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €18.86 vs. price of €13.10 (30.5% below fair value)
  • GF Score™: 79/100 with 5 warning signs

No single metric tells the full story. See the STU:ZN80 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hesai Group Business Description

Other Exchanges HSAI:USA02525:Hong Kong
Address No. 658 Zhaohua Road, 10th Floor, Building A, Changning District, Shanghai, CHN, 200050
Hesai Group is engaged in the development, manufacture, and sales of three-dimensional light detection and ranging solutions, or LiDAR. Its LiDAR products enable a broad spectrum of applications across passenger or commercial vehicles with enhanced driver assistance systems, or ADAS, autonomous vehicle fleets providing passenger and freight mobility services, or Autonomous Mobility, and other applications such as last-mile delivery robots, street sweeping robots, and logistics robots in restricted areas, or Robotics. Geographically, the company operates in North America, Mainland China, Europe, and Other regions.
79GF Score

Get the complete analysis for STU:ZN80

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.10
Price
€18.86
GF Value