En (TSE:4849) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:4849 En Inc TSE:4849
68 GF Score
Price 円1,244.00
GF Value 円1,960.66
Valuation Significantly Undervalued
! 5 Warning Signs
View Full Analysis

What is En Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

TSE:4849
68GF Score
En Inc TSE:4849
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is En (TSE:4849) Overvalued in 2026?

Based on GuruFocus' analysis, En stock appears to be undervalued. The current stock price of 円1,244.00 is trading 36.6% below its estimated GF Value™ of 円1,960.66. GuruFocus considers En to be Significantly Undervalued.

Key valuation signals for TSE:4849:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: 円1,960.66 vs. price of 円1,244.00 (36.6% below fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the TSE:4849 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

En Business Description

Address 6-5-1 Nishi-Shinjuku, Shinjuku I-land Tower, Shinjuku-ku, Tokyo, JPN, 163-1335
En Inc is a Japanese company that provides human resource services. It offers online job information sites and recruitment support platforms for various employment types, including full-time, part-time, and temporary work. The company provides recruitment consulting, career change support, and talent assessment services. It also offers tools for employee training, evaluation, and retention, aimed at improving organizational performance.
68GF Score

Get the complete analysis for TSE:4849

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,244.00
Price
円1,960.66
GF Value