Heineken Holding NV (XAMS:HEIO) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XAMS:HEIO Heineken Holding NV XAMS:HEIO
86 GF Score
Price €69.25
GF Value €71.66
Valuation Fairly Valued
! 7 Warning Signs
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What is Heineken Holding NV Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XAMS:HEIO
86GF Score
Heineken Holding NV XAMS:HEIO
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Heineken Holding NV (XAMS:HEIO) Overvalued in 2026?

Based on GuruFocus' analysis, Heineken Holding NV stock appears to be undervalued. The current stock price of €69.25 is trading 3.4% below its estimated GF Value™ of €71.66. GuruFocus considers Heineken Holding NV to be Fairly Valued.

Key valuation signals for XAMS:HEIO:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €71.66 vs. price of €69.25 (3.4% below fair value)
  • GF Score™: 86/100 with 7 warning signs

No single metric tells the full story. See the XAMS:HEIO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Heineken Holding NV Business Description

Address Tweede Weteringplantsoen 5, PO Box 28, Amsterdam, NH, NLD, 1017 ZD
Heineken Holding NV, through its subsidiary, is involved in the brewing and selling of beer and cider. It does not engage in operational activities and generates income almost exclusively by receiving Heineken dividends. The company has five reportable segments: Europe, Americas, Africa & Middle East, Asia Pacific and Heineken N.V. Head Office & Other/Eliminations. The majority of the revenue is generated from the Europe segment.
86GF Score

Get the complete analysis for XAMS:HEIO

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€69.25
Price
€71.66
GF Value