XPeng (XPNGF) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPNGF XPeng Inc XPNGF
72 GF Score
Price $6.50
GF Value $13.68
Valuation Possible Value Trap
! 2 Warning Signs
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What is XPeng Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

XPNGF
72GF Score
XPeng Inc XPNGF
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is XPeng (XPNGF) Overvalued in 2026?

Based on GuruFocus' analysis, XPeng stock appears to be undervalued. The current stock price of $6.50 is trading 52.5% below its estimated GF Value™ of $13.68. GuruFocus considers XPeng to be Possible Value Trap.

Key valuation signals for XPNGF:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $13.68 vs. price of $6.50 (52.5% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the XPNGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

XPeng Business Description

Address No.10, Cencun Fengzhuang Avenue, Tianhe District, Guangzhou, CHN
Founded in 2015, XPeng is a leading Chinese smart electric vehicle company that designs, develops, manufactures, and markets EVs in China. Its products primarily target the growing base of technology-savvy middle-class consumers in the midrange to high-end segment in China's passenger vehicle market. The company sold about 430,000 EVs in 2025, accounting for about 3% of China's passenger new energy vehicle market. It is also a leader in autonomous driving technology.
72GF Score

Get the complete analysis for XPNGF

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.50
Price
$13.68
GF Value