Bank of AmericaBAC.WS.A 77 Net Margin % is 28.36% as of Mar. 2026, which is 8% above its 10-year median of 26.29. GuruFocus rates BAC.WS.A with a GF Score™ of 77/100. The stock has 7 warning signs investors should review. Among 1,526 Banks companies, Bank of America ranks better than 51.83% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Bank of America's Net Income for the
three
months ended in Mar. 2026 was $8,584.00 Mil. Bank of America's Revenue for the
three
months ended in Mar. 2026 was $30,272.00 Mil. Therefore, Bank of America's net margin for the quarter that ended in Mar. 2026 was 28.36%.
The historical rank and industry rank for Bank of America's Net Margin % or its related term are showing as below:
BAC.WS.A'
s Net Margin % Range Over the Past 10 Years
Min: 20.92 Med: 26.29 Max: 35.88
Current: 27.32
BAC.WS.A's Net Margin % is ranked better than 51.83% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs BAC.WS.A: 27.32
Bank of America (NYSE:BAC.WS.A) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank of America Net Margin % Related Terms
Bank of America Net Margin % Historical Data
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The historical data trend for Bank of America's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank of America's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of America Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of America's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank of America's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of America (BAC.WS.A) has a Net Margin % of 28.36% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank of America and its competitors. This is near median its historical median of 26.29. Over the past decade, Bank of America's Net Margin % has ranged from 20.92 to 35.88. According to the industry distribution chart, Bank of America ranks #735 out of 1526 companies in the Banks industry, placing it in the top 48.2%.
Is Bank of America's Net Margin % too high?
Bank of America's current Net Margin % of 28.36% is near median its 10-year median of 26.29. Over the past 10 years, this metric has ranged from a low of 20.92 to a high of 35.88. The Banks industry median Net Margin % is 26.97. Bank of America's value of 28.36% is 5.2% above this industry median. Based on the distribution chart, Bank of America ranks #735 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Bank of America has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Bank of America's Net Margin % compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #735 out of 1526 companies for Net Margin %. This puts Bank of America in the upper half of its industry. The industry median Net Margin % is 26.97. Bank of America's value of 28.36% is 5.2% above this benchmark. Historically, Bank of America's own Net Margin % has ranged from 20.92 to 35.88 over the past decade. While the company's 10-year median is 26.29 vs. the industry median of 26.97, Bank of America has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of America's current Net Margin % of 28.36% is 5.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of America and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of America's current Net Margin % is 28.36%, which is near median its own 10-year median of 26.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Bank of America (BAC.WS.A) has a current Net Margin % of 28.36%. The current Net Margin % is 28.36%, which is near median its 10-year median of 26.29 and 5.2% above the Banks industry median of 26.97. Bank of America's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of America (BAC.WS.A), the current Net Margin % is 28.36% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
77GF Score
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