Bank Muscat (SAOG)BAH:BMUSC 52 Net Margin % is 44.38% as of Mar. 2026, which is 7% above its 10-year median of 41.42. GuruFocus rates BAH:BMUSC with a GF Score™ of 52/100 and a GF Value™ of BHD0.22. The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Bank Muscat (SAOG) ranks better than 89.98% on this metric.
The historical rank and industry rank for Bank Muscat (SAOG)'s Net Margin % or its related term are showing as below:
BAH:BMUSC'
s Net Margin % Range Over the Past 10 Years
Min: 36.22 Med: 41.42 Max: 44.42
Current: 44.42
BAH:BMUSC's Net Margin % is ranked better than 89.98% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs BAH:BMUSC: 44.42
Bank Muscat (SAOG) (BAH:BMUSC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank Muscat (SAOG) Net Margin % Related Terms
Bank Muscat (SAOG) Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank Muscat (SAOG)'s Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Muscat (SAOG)'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Muscat (SAOG) Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Muscat (SAOG)'s Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank Muscat (SAOG)'s Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank Muscat (SAOG) (BAH:BMUSC) has a Net Margin % of 44.38% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank Muscat (SAOG) and its competitors. This is near median its historical median of 41.42. Over the past decade, Bank Muscat (SAOG)'s Net Margin % has ranged from 36.22 to 44.42. According to the industry distribution chart, Bank Muscat (SAOG) ranks #153 out of 1527 companies in the Banks industry, placing it in the top 10%.
Is Bank Muscat (SAOG)'s Net Margin % too high?
Bank Muscat (SAOG)'s current Net Margin % of 44.38% is near median its 10-year median of 41.42. Over the past 10 years, this metric has ranged from a low of 36.22 to a high of 44.42. The Banks industry median Net Margin % is 26.95. Bank Muscat (SAOG)'s value of 44.38% is 64.7% above this industry median. Based on the distribution chart, Bank Muscat (SAOG) ranks #153 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Muscat (SAOG) has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Bank Muscat (SAOG)'s Net Margin % compare to PNC?
According to the Banks industry distribution chart, Bank Muscat (SAOG) ranks #153 out of 1527 companies for Net Margin %. This places Bank Muscat (SAOG) in the top 10% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Bank Muscat (SAOG)'s value of 44.38% is 64.7% above this benchmark. Historically, Bank Muscat (SAOG)'s own Net Margin % has ranged from 36.22 to 44.42 over the past decade. While the company's 10-year median is 41.42 vs. the industry median of 26.95, Bank Muscat (SAOG) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Muscat (SAOG)'s current Net Margin % of 44.38% is 64.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank Muscat (SAOG) and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Muscat (SAOG)'s current Net Margin % is 44.38%, which is near median its own 10-year median of 41.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Muscat (SAOG) stock overvalued right now?
Bank Muscat (SAOG) (BAH:BMUSC) has a current Net Margin % of 44.38%. The stock's GF Value™ is BHD0.22, compared to a current price of BHD0.28 — trading 27.7% above its estimated fair value. The current Net Margin % is 44.38%, which is near median its 10-year median of 41.42 and 64.7% above the Banks industry median of 26.95. Bank Muscat (SAOG)'s overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank Muscat (SAOG) (BAH:BMUSC), the current Net Margin % is 44.38% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Muscat (SAOG) (BAH:BMUSC) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Muscat (SAOG) stock appears to be overvalued.
The current stock price of BHD0.28 is trading 27.7% above its estimated GF Value™ of BHD0.22.
Key valuation signals for BAH:BMUSC:
Net Margin %: 44.38% (near median its 10-year median of 41.42)
GF Value™: BHD0.22 vs. price of BHD0.28 (27.7% above fair value)
Industry Position: 64.7% above the Banks median (#153 of 1527)
No single metric tells the full story. See the BAH:BMUSC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Muscat (SAOG) is a banking corporation. Its business is to accept Sharia-compliant customer deposits, provide Shari'a-compliant financing based on various Shari'a-compliant modes, and undertake investment activities, commercial banking services, and other investment activities in the Sultanate of Oman. The company's service segments include Personal, Corporate, Wholesale, Islamic, and International banking. It generates the majority of revenue from the personal banking segment, which provides products and services to individuals, including consumer loans, credit cards, deposit accounts, savings deposits, foreign exchange, e-banking, remittances, bancassurance, and other branch-related services.
52GF Score
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