Bank of QueenslandBKQNF +0.26%59 Net Margin % is 16.29% as of Feb. 2026, which is 38% below its 10-year median of 26.13. GuruFocus rates BKQNF with a GF Score™ of 59/100 and a GF Value™ of $4.00. The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Bank of Queensland ranks worse than 92.08% on this metric.
The historical rank and industry rank for Bank of Queensland's Net Margin % or its related term are showing as below:
BKQNF'
s Net Margin % Range Over the Past 10 Years
Min: 5.78 Med: 26.13 Max: 32.44
Current: 5.78
BKQNF's Net Margin % is ranked worse than 92.08% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs BKQNF: 5.78
Bank of Queensland (OTCPK:BKQNF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank of Queensland Net Margin % Related Terms
Bank of Queensland Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank of Queensland's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank of Queensland's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Queensland Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Queensland's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank of Queensland's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Queensland (BKQNF) has a Net Margin % of 16.29% as of Feb. 2026. Net margin is the ratio of total net income to net sales. View historical data on Bank of Queensland and its competitors. This is 38% below median its historical median of 26.13. Over the past decade, Bank of Queensland's Net Margin % has ranged from 5.78 to 32.44. According to the industry distribution chart, Bank of Queensland ranks #1406 out of 1527 companies in the Banks industry, placing it in the top 92.1%.
Is Bank of Queensland's Net Margin % too high?
Bank of Queensland's current Net Margin % of 16.29% is 38% below median its 10-year median of 26.13. Over the past 10 years, this metric has ranged from a low of 5.78 to a high of 32.44. The Banks industry median Net Margin % is 26.95. Bank of Queensland's value of 16.29% is 39.6% below this industry median. Based on the distribution chart, Bank of Queensland ranks #1406 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Queensland has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Bank of Queensland's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Bank of Queensland ranks #1406 out of 1527 companies for Net Margin %. This places Bank of Queensland in the lower half of its industry. The industry median Net Margin % is 26.95. Bank of Queensland's value of 16.29% is 39.6% below this benchmark. Historically, Bank of Queensland's own Net Margin % has ranged from 5.78 to 32.44 over the past decade. While the company's 10-year median is 26.13 vs. the industry median of 26.95, Bank of Queensland has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Queensland's current Net Margin % of 16.29% is 39.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank of Queensland and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Queensland's current Net Margin % is 16.29%, which is 38% below median its own 10-year median of 26.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Queensland stock overvalued right now?
Bank of Queensland (BKQNF) has a current Net Margin % of 16.29%. The stock's GF Value™ is $4.00, compared to a current price of $3.91 — trading 2.3% below its estimated fair value. The current Net Margin % is 16.29%, which is 38% below median its 10-year median of 26.13 and 39.6% below the Banks industry median of 26.95. Bank of Queensland's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank of Queensland (BKQNF), the current Net Margin % is 16.29% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Queensland (BKQNF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Queensland stock appears to be undervalued.
The current stock price of $3.91 is trading 2.3% below its estimated GF Value™ of $4.00.
Key valuation signals for BKQNF:
Net Margin %: 16.29% (38% below median its 10-year median of 26.13)
GF Value™: $4.00 vs. price of $3.91 (2.3% below fair value)
Industry Position: 39.6% below the Banks median (#1406 of 1527)
No single metric tells the full story. See the BKQNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank of Queensland is an Australia-based bank offering home loans, personal finance, and commercial loans. In addition to BOQ branded services, the bank is the owner of Virgin Money Australia and Me Bank. Its BOQ business includes the BOQ branded commercial lending activity, BOQ Finance and BOQ Specialist businesses. The division provides tailored business banking solutions including commercial lending, equipment finance and leasing, cash flow finance, foreign exchange, interest rate hedging, transaction banking, and deposit solutions for commercial customers.
59GF Score
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