The historical rank and industry rank for Max Financial Services's Net Margin % or its related term are showing as below:
BOM:500271'
s Net Margin % Range Over the Past 10 Years
Min: 0.18 Med: 1.01 Max: 2.59
Current: 0.18
BOM:500271's Net Margin % is ranked worse than 90.12% of 506
companies
in the Insurance industry
Industry Median: 9.275
vs BOM:500271: 0.18
Max Financial Services (BOM:500271) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Max Financial Services Net Margin % Related Terms
Max Financial Services Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Max Financial Services's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Max Financial Services Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Max Financial Services's Net Margin % distribution charts can be found below:
* The bar in red indicates where Max Financial Services's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Max Financial Services (BOM:500271) has a Net Margin % of -0.24% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Max Financial Services and its competitors. Over the past decade, Max Financial Services' Net Margin % has ranged from 0.18 to 2.59. According to the industry distribution chart, Max Financial Services ranks #456 out of 506 companies in the Insurance industry, placing it in the top 90.1%.
Is Max Financial Services' Net Margin % too high?
Max Financial Services' current Net Margin % is -0.24%. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 2.59. Based on the distribution chart, Max Financial Services ranks #456 out of 506 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Max Financial Services has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Max Financial Services' Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Max Financial Services ranks #456 out of 506 companies for Net Margin %. This places Max Financial Services in the lower half of its industry. The industry median Net Margin % is 9.28. Historically, Max Financial Services' own Net Margin % has ranged from 0.18 to 2.59 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.28, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Max Financial Services and its competitors. For the Insurance industry, the median Net Margin % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Max Financial Services's current Net Margin % is -0.24%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Max Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Max Financial Services (BOM:500271) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹1,265.99, compared to a current price of ₹1,613.15 — trading 27.4% above its estimated fair value. The current Net Margin % is -0.24%. Max Financial Services' overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Max Financial Services (BOM:500271), the current Net Margin % is -0.24% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Max Financial Services (BOM:500271) Overvalued in 2026?
Based on GuruFocus' analysis, Max Financial Services stock appears to be overvalued.
The current stock price of ₹1,613.15 is trading 27.4% above its estimated GF Value™ of ₹1,265.99.
GuruFocus considers Max Financial Services to be Modestly Overvalued.
Key valuation signals for BOM:500271:
Net Margin %: -0.24%
GF Value™: ₹1,265.99 vs. price of ₹1,613.15 (27.4% above fair value)
No single metric tells the full story. See the BOM:500271 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Max Financial Services Ltd is a non-bank private life insurance company. Max Group entities are Max Life Insurance Company, Max India, and Max Venture & Industries. Max Life Insurance Company is co-owned by Max Financial Services and Mitsui Sumitomo Insurance, a Japanese life insurance company. Max India offers healthcare and health insurance. The Max-Ventures and Industries division is an entrepreneurial division that helps the government with economic and commercial efforts. The company's operating segment involves Business Investment and Life Insurance. It generates majority of revenue from Life Insurance segment.
74GF Score
Get the complete analysis for BOM:500271
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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