BOM:540716'
s Net Margin % Range Over the Past 10 Years
Min: 7.68 Med: 9.36 Max: 11.37
Current: 10.26
BOM:540716's Net Margin % is ranked better than 54.96% of 504
companies
in the Insurance industry
Industry Median: 9.235
vs BOM:540716: 10.26
ICICI Lombard General Insurance Co (BOM:540716) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
ICICI Lombard General Insurance Co Net Margin % Related Terms
ICICI Lombard General Insurance Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICICI Lombard General Insurance Co Net Margin % Chart
BOM:540716 vs BRK.A, AIG, HIG: Net Margin % Comparison
For the Insurance - Diversified subindustry, ICICI Lombard General Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICICI Lombard General Insurance Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, ICICI Lombard General Insurance Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where ICICI Lombard General Insurance Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ICICI Lombard General Insurance Co (BOM:540716) has a Net Margin % of 8.07% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on ICICI Lombard General Insurance Co and its competitors. This is 14% below median its historical median of 9.36. Over the past decade, ICICI Lombard General Insurance Co's Net Margin % has ranged from 7.68 to 11.37. According to the industry distribution chart, ICICI Lombard General Insurance Co ranks #227 out of 504 companies in the Insurance industry, placing it in the top 45%.
Is ICICI Lombard General Insurance Co's Net Margin % too high?
ICICI Lombard General Insurance Co's current Net Margin % of 8.07% is 14% below median its 10-year median of 9.36. Over the past 10 years, this metric has ranged from a low of 7.68 to a high of 11.37. The Insurance industry median Net Margin % is 9.24. ICICI Lombard General Insurance Co's value of 8.07% is 12.6% below this industry median. Based on the distribution chart, ICICI Lombard General Insurance Co ranks #227 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, ICICI Lombard General Insurance Co has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICICI Lombard General Insurance Co's Net Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ICICI Lombard General Insurance Co ranks #227 out of 504 companies for Net Margin %. This puts ICICI Lombard General Insurance Co in the upper half of its industry. The industry median Net Margin % is 9.24. ICICI Lombard General Insurance Co's value of 8.07% is 12.6% below this benchmark. Historically, ICICI Lombard General Insurance Co's own Net Margin % has ranged from 7.68 to 11.37 over the past decade. While the company's 10-year median is 9.36 vs. the industry median of 9.24, ICICI Lombard General Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.24, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICICI Lombard General Insurance Co's current Net Margin % of 8.07% is 12.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on ICICI Lombard General Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICICI Lombard General Insurance Co's current Net Margin % is 8.07%, which is 14% below median its own 10-year median of 9.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Lombard General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co (BOM:540716) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,115.59, compared to a current price of ₹1,772.85 — trading 16.2% below its estimated fair value. The current Net Margin % is 8.07%, which is 14% below median its 10-year median of 9.36 and 12.6% below the Insurance industry median of 9.24. ICICI Lombard General Insurance Co's overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For ICICI Lombard General Insurance Co (BOM:540716), the current Net Margin % is 8.07% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICICI Lombard General Insurance Co (BOM:540716) Overvalued in 2026?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co stock appears to be undervalued.
The current stock price of ₹1,772.85 is trading 16.2% below its estimated GF Value™ of ₹2,115.59.
GuruFocus considers ICICI Lombard General Insurance Co to be Modestly Undervalued.
Key valuation signals for BOM:540716:
Net Margin %: 8.07% (14% below median its 10-year median of 9.36)
GF Value™: ₹2,115.59 vs. price of ₹1,772.85 (16.2% below fair value)
Industry Position: 12.6% below the Insurance median (#227 of 504)
No single metric tells the full story. See the BOM:540716 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICICI Lombard General Insurance Co Business Description
ICICI Lombard General Insurance Co Ltd is a general insurance company. Its business segment include Fire; Marine Cargo; Marine, Marine Others, Motor-OD, Motor-TP, Health Insurance, and Personal Accident. The company products include Motor Insurance; Car Insurance; Two Wheeler Insurance; Health Insurance; Complete Health Insurance; Health Booster; Personal Accident Insurance; International Travel Insurance; Home Insurance; Marine Insurance; NRI Insurance Services; Business Insurance; third-party insurance; Crop Insurance and Rural Insurance. Geographically, it operates only in India.
89GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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