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ICICI Lombard General Insurance Co (BOM:540716) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
ICICI Lombard General Insurance Co 5-Year Yield-on-Cost % Related Terms
BOM:540716 vs BRK.A, AIG, HIG: 5-Year Yield-on-Cost % Comparison
For the Insurance - Diversified subindustry, ICICI Lombard General Insurance Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ICICI Lombard General Insurance Co 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, ICICI Lombard General Insurance Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where ICICI Lombard General Insurance Co's 5-Year Yield-on-Cost % falls into.
ICICI Lombard General Insurance Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
ICICI Lombard General Insurance Co (BOM:540716) has a 5-Year Yield-on-Cost % of 2.63 as of Sep. 13, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ICICI Lombard General Insurance Co and its competitors. This is 57% above median its historical median of 1.67. Over the past decade, ICICI Lombard General Insurance Co's 5-Year Yield-on-Cost % has ranged from 0.25 to 3.25. According to the industry distribution chart, ICICI Lombard General Insurance Co ranks #293 out of 421 companies in the Insurance industry, placing it in the top 69.6%.
Is ICICI Lombard General Insurance Co's 5-Year Yield-on-Cost % too high?
ICICI Lombard General Insurance Co's current 5-Year Yield-on-Cost % of 2.63 is 57% above median its 10-year median of 1.67. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 3.25. The Insurance industry median 5-Year Yield-on-Cost % is 3.83. ICICI Lombard General Insurance Co's value of 2.63 is 31.3% below this industry median. Based on the distribution chart, ICICI Lombard General Insurance Co ranks #293 out of 421 companies in the Insurance industry, which is below the industry midpoint. Overall, ICICI Lombard General Insurance Co has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ICICI Lombard General Insurance Co's 5-Year Yield-on-Cost % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, ICICI Lombard General Insurance Co ranks #293 out of 421 companies for 5-Year Yield-on-Cost %. This places ICICI Lombard General Insurance Co in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.83. ICICI Lombard General Insurance Co's value of 2.63 is 31.3% below this benchmark. Historically, ICICI Lombard General Insurance Co's own 5-Year Yield-on-Cost % has ranged from 0.25 to 3.25 over the past decade. While the company's 10-year median is 1.67 vs. the industry median of 3.83, ICICI Lombard General Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.83, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICICI Lombard General Insurance Co's current 5-Year Yield-on-Cost % of 2.63 is 31.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ICICI Lombard General Insurance Co and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICICI Lombard General Insurance Co's current 5-Year Yield-on-Cost % is 2.63, which is 57% above median its own 10-year median of 1.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICICI Lombard General Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co (BOM:540716) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹2,095.84, compared to a current price of ₹1,459.00 — trading 30.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 2.63, which is 57% above median its 10-year median of 1.67 and 31.3% below the Insurance industry median of 3.83. ICICI Lombard General Insurance Co's overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For ICICI Lombard General Insurance Co (BOM:540716), the current 5-Year Yield-on-Cost % is 2.63 as of Sep. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ICICI Lombard General Insurance Co (BOM:540716) Overvalued in 2026?
Based on GuruFocus' analysis, ICICI Lombard General Insurance Co stock appears to be undervalued.
The current stock price of ₹1,459.00 is trading 30.4% below its estimated GF Value™ of ₹2,095.84.
GuruFocus considers ICICI Lombard General Insurance Co to be Significantly Undervalued.
Key valuation signals for BOM:540716:
5-Year Yield-on-Cost %: 2.63 (57% above median its 10-year median of 1.67)
GF Value™: ₹2,095.84 vs. price of ₹1,459.00 (30.4% below fair value)
Industry Position: 31.3% below the Insurance median (#293 of 421)
No single metric tells the full story. See the BOM:540716 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ICICI Lombard General Insurance Co Ltd is a general insurance company. Its business segment include Fire; Marine Cargo; Marine, Marine Others, Motor-OD, Motor-TP, Health Insurance, and Personal Accident. The company products include Motor Insurance; Car Insurance; Two Wheeler Insurance; Health Insurance; Complete Health Insurance; Health Booster; Personal Accident Insurance; International Travel Insurance; Home Insurance; Marine Insurance; NRI Insurance Services; Business Insurance; third-party insurance; Crop Insurance and Rural Insurance. Geographically, it operates only in India.
89GF Score
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