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What is Niva Bupa Health Insurance Co Net Margin %?
Niva Bupa Health Insurance CoBOM:544286 +2.11%11 Net Margin % is 16.14% as of Mar. 2026, which is 777% above its 10-year median of 1.84. GuruFocus rates BOM:544286 with a GF Score™ of 11/100. The stock has 4 warning signs investors should review. Among 503 Insurance companies, Niva Bupa Health Insurance Co ranks worse than 83.3% on this metric.
The historical rank and industry rank for Niva Bupa Health Insurance Co's Net Margin % or its related term are showing as below:
BOM:544286'
s Net Margin % Range Over the Past 10 Years
Min: -10.68 Med: 1.84 Max: 3.75
Current: 1.95
BOM:544286's Net Margin % is ranked worse than 83.3% of 503
companies
in the Insurance industry
Industry Median: 9.22
vs BOM:544286: 1.95
Niva Bupa Health Insurance Co (BOM:544286) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Niva Bupa Health Insurance Co Net Margin % Related Terms
Niva Bupa Health Insurance Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544286 vs AFL, MET, PRU: Net Margin % Comparison
For the Insurance - Life subindustry, Niva Bupa Health Insurance Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Niva Bupa Health Insurance Co Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Niva Bupa Health Insurance Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Niva Bupa Health Insurance Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Niva Bupa Health Insurance Co (BOM:544286) has a Net Margin % of 16.14% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Niva Bupa Health Insurance Co and its competitors. This is 777% above median its historical median of 1.84. According to the industry distribution chart, Niva Bupa Health Insurance Co ranks #419 out of 503 companies in the Insurance industry, placing it in the top 83.3%.
Is Niva Bupa Health Insurance Co's Net Margin % too high?
Niva Bupa Health Insurance Co's current Net Margin % of 16.14% is 777% above median its 10-year median of 1.84. The Insurance industry median Net Margin % is 9.22. Niva Bupa Health Insurance Co's value of 16.14% is 75.1% above this industry median. Based on the distribution chart, Niva Bupa Health Insurance Co ranks #419 out of 503 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Niva Bupa Health Insurance Co has a GF Score™ of 11/100, reflecting its overall financial health beyond just this single metric.
How does Niva Bupa Health Insurance Co's Net Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Niva Bupa Health Insurance Co ranks #419 out of 503 companies for Net Margin %. This places Niva Bupa Health Insurance Co in the lower half of its industry. The industry median Net Margin % is 9.22. Niva Bupa Health Insurance Co's value of 16.14% is 75.1% above this benchmark. While the company's 10-year median is 1.84 vs. the industry median of 9.22, Niva Bupa Health Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.22, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Niva Bupa Health Insurance Co's current Net Margin % of 16.14% is 75.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Niva Bupa Health Insurance Co and its competitors. For the Insurance industry, the median Net Margin % is 9.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Niva Bupa Health Insurance Co's current Net Margin % is 16.14%, which is 777% above median its own 10-year median of 1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Niva Bupa Health Insurance Co stock overvalued right now?
Niva Bupa Health Insurance Co (BOM:544286) has a current Net Margin % of 16.14%. The current Net Margin % is 16.14%, which is 777% above median its 10-year median of 1.84 and 75.1% above the Insurance industry median of 9.22. Niva Bupa Health Insurance Co's overall GF Score™ is 11/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Niva Bupa Health Insurance Co (BOM:544286), the current Net Margin % is 16.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Niva Bupa Health Insurance Co Business Description
Niva Bupa Health Insurance Co Ltd is an insurance company in India. It provides various insurance plans under categories such as Health Insurance, Travel Insurance, and Corporate Insurance. Some of the insurance plans offered by the company include Critical illness plans, Individual health insurance plans, Corporate Insurance Plans, International Travel Insurance, Personal Accident Insurance Plans, and Family Health Insurance Plans, among others. Geographically, the company caters only to the Indian market.
11GF Score
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