CABPF (CAB Payments Holdings) Net Margin %: 16.93% (As of Dec. 2025) — 26% Above Median


CABPF CAB Payments Holdings PLC CABPF
34 GF Score
Price $1.02
GF Value $0.56
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is CAB Payments Holdings Net Margin %?

CAB Payments Holdings CABPF 34 Net Margin % is 16.93% as of Dec. 2025, which is 26% above its 10-year median of 13.41. GuruFocus rates CABPF with a GF Score™ of 34/100 and a GF Value™ of $0.56 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,526 Banks companies, CAB Payments Holdings ranks worse than 86.04% on this metric.

Net margin is calculated as Net Income divided by its Revenue. CAB Payments Holdings's Net Income for the six months ended in Dec. 2025 was $15.1 Mil. CAB Payments Holdings's Revenue for the six months ended in Dec. 2025 was $89.0 Mil. Therefore, CAB Payments Holdings's net margin for the quarter that ended in Dec. 2025 was 16.93%.

The historical rank and industry rank for CAB Payments Holdings's Net Margin % or its related term are showing as below:

CABPF' s Net Margin % Range Over the Past 10 Years
Min: -7.63   Med: 13.41   Max: 28.33
Current: 11.53


CABPF's Net Margin % is ranked worse than
86.04% of 1526 companies
in the Banks industry
Industry Median: 26.97 vs CABPF: 11.53

CAB Payments Holdings  (OTCPK:CABPF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


CAB Payments Holdings Net Margin % Related Terms


CAB Payments Holdings Net Margin % Historical Data

* Premium members only.

The historical data trend for CAB Payments Holdings's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CAB Payments Holdings Net Margin % Chart

CAB Payments Holdings Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial 13.35 28.33 16.57 13.46 11.53

CAB Payments Holdings Semi-Annual Data
Dec20 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.00 18.37 7.97 4.51 16.93

CABPF vs JPM, BAC, WFC: Net Margin % Comparison

For the Banks - Diversified subindustry, CAB Payments Holdings's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CAB Payments Holdings Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, CAB Payments Holdings's Net Margin % distribution charts can be found below:

* The bar in red indicates where CAB Payments Holdings's Net Margin % falls into.


CABPF
34GF Score
CAB Payments Holdings PLC CABPF
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CAB Payments Holdings Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

CAB Payments Holdings's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=18.147/157.442
=11.53 %

CAB Payments Holdings's Net Margin for the quarter that ended in Dec. 2025 is calculated as

Net Margin=Net Income (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=15.063/88.987
=16.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 16.93% mean?
CAB Payments Holdings (CABPF) has a Net Margin % of 16.93% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on CAB Payments Holdings and its competitors. This is 26% above median its historical median of 13.41. According to the industry distribution chart, CAB Payments Holdings ranks #1313 out of 1526 companies in the Banks industry, placing it in the top 86%.
Is CAB Payments Holdings' Net Margin % too high?
CAB Payments Holdings' current Net Margin % of 16.93% is 26% above median its 10-year median of 13.41. The Banks industry median Net Margin % is 26.97. CAB Payments Holdings' value of 16.93% is 37.2% below this industry median. Based on the distribution chart, CAB Payments Holdings ranks #1313 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, CAB Payments Holdings has a GF Score™ of 34/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CAB Payments Holdings' Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, CAB Payments Holdings ranks #1313 out of 1526 companies for Net Margin %. This places CAB Payments Holdings in the lower half of its industry. The industry median Net Margin % is 26.97. CAB Payments Holdings' value of 16.93% is 37.2% below this benchmark. While the company's 10-year median is 13.41 vs. the industry median of 26.97, CAB Payments Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CAB Payments Holdings's current Net Margin % of 16.93% is 37.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on CAB Payments Holdings and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CAB Payments Holdings's current Net Margin % is 16.93%, which is 26% above median its own 10-year median of 13.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CAB Payments Holdings stock overvalued right now?
Based on GuruFocus' analysis, CAB Payments Holdings (CABPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.56, compared to a current price of $1.02 — trading 82.1% above its estimated fair value. The current Net Margin % is 16.93%, which is 26% above median its 10-year median of 13.41 and 37.2% below the Banks industry median of 26.97. CAB Payments Holdings' overall GF Score™ is 34/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For CAB Payments Holdings (CABPF), the current Net Margin % is 16.93% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CAB Payments Holdings (CABPF) Overvalued in 2026?

Based on GuruFocus' analysis, CAB Payments Holdings stock appears to be overvalued. The current stock price of $1.02 is trading 82.1% above its estimated GF Value™ of $0.56. GuruFocus considers CAB Payments Holdings to be Significantly Overvalued.

Key valuation signals for CABPF:

  • Net Margin %: 16.93% (26% above median its 10-year median of 13.41)
  • GF Value™: $0.56 vs. price of $1.02 (82.1% above fair value)
  • GF Score™: 34/100 with 4 warning signs
  • Industry Position: 37.2% below the Banks median (#1313 of 1526)

No single metric tells the full story. See the CABPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CAB Payments Holdings Business Description

Other Exchanges CABPl:UKCABP:UK2SY:Germany
Address 3 London Bridge Street, London, GBR, SE1 9SG
CAB Payments Holdings PLC offers cross-border payments and banking services for hard-to-reach markets around the world. Along with its subsidiaries, the company operates in three principal business lines, addressing various combinations of client groups, distribution networks, and services: Foreign Exchange (FX), which derives maximum revenue, Payments, and Banking Services. Foreign Exchange (FX) business provides access to clients to various markets and currencies, and enables them to trade in a way that suits their business needs, via web app, GUI, or FIX API; Payments business provides international payment solutions; and Banking Services engages in wholesale banking, providing transaction and deposit accounts, in addition to trade finance solutions.
34GF Score

Get the complete analysis for CABPF

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.02
Price
$0.56
GF Value